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Last Updated: 04/18/2025

RBS Citizens Money Market Account

in Money Market Accounts from Citizens Bank

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.01% - 1.6%(Verified 06/21/2024)

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Minimum Balance to Earn APY

$0.01

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Minimum Opening Deposit

N/A

RBS Citizens Money Market Account Review

RBS Citizens Money Market Account is offered by Citizens Bank, a bank founded in 1828 and based in Providence, RI. Citizens Bank money market are available in 11 states.

Key Takeaways

Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.6%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $0.01.
Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$2,500.

Pros & Cons of RBS Citizens Money Market Account

Pros

Cons

High-interest yield.
Does not offer mobile check deposits.

Does not provide a debit card.
Not FDIC-insured.
Only available in 11 states.

RBS Citizens Money Market Account FAQ

Are money market accounts from Citizens Bank federally insured?

Yes, your Citizens Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57957). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Citizens Bank money market rates?

Citizens Bank money market offers an APY starting at 0.01% and ranging up to 1.6% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

Citizens Bank money market Rates and Terms

Rates

Amount

APY (Annualized Percentage Yield)

0.01% - 1.6%

What are the fees for RBS Citizens Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

RBS Citizens Money Market Account Fees

Description

Monthly Service Fee

$0 - $10

What is the minimum balance for Citizens Bank money market?

No minimum initial deposit. Citizens Bank does not require a minimum initial deposit to open an account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

Interest rate minimum balance of $0.01. You must keep the account balance above $0.01 to earn interest.

What features and perks does Citizens Bank money market offer?

This account does not seem to offer any of the features and perks we track.

What is the customer service phone number?

The customer service number for this account is (877) 360-2472.

How to open an account with Citizens Bank

Visit the Citizens Bank website.
Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
Check the information is accurate and submit your application.

RBS Citizens Money Market Account Disclosure: For Platinum Money Market Account or or Platinum Plus Money Market Account: Monthly Maintenance Fee $0 but only available with Platinum Checking. For the Personal Money Market Account, a minimum balance is required to avoid the $10 monthly fee.

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Contact

Headquarters

1 Citizens Plz

Providence, RI 02903

Visit Site

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APY (Annual Percentage Yield)

0.03% - 1.65%

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Minimum Balance to Earn APY

Minimum Opening Deposit

N/A

Visit Site

Citizens Bank Personal Money Market Account

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1 review

APY (Annual Percentage Yield)

0.01%

Disclaimer popup with additional information

Minimum Balance to Earn APY

Minimum Opening Deposit

N/A

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SuperMoney Net Recommendation Score

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-1000+100

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