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Last Updated: 04/18/2025

Rocky Mountain Credit Union Business Standard Money Market Account

in Money Market Accounts from Rocky Mountain Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.50% - 1.51%(Verified 06/21/2024)

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

$0

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Rocky Mountain Credit Union Business Standard Money Market Account Review

Rocky Mountain Credit Union Business Standard Money Market Account is offered by Rocky Mountain Credit Union, a credit union founded in 1940 and based in Helena, MT. Rocky Mountain Credit Union Business Standard Money Market Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.51%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $0.01.
  • Waivable monthly maintenance fee. Need to maintain a minimum balance of $2,500 to waive fee.
  • No minimum initial deposit. There is no minimum balance required to open an account.

Pros & Cons of Rocky Mountain Credit Union Business Standard Money Market Account

Rocky Mountain Credit Union Business Standard Money Market Account FAQ

Are money market accounts from Rocky Mountain Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for Rocky Mountain Credit Union Business Standard Money Market Account rates?

Rocky Mountain Credit Union Business Standard Money Market Account offers an APY starting at 0.50% and ranging up to 1.51% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

What are the fees for Rocky Mountain Credit Union Business Standard Money Market Account?

This account charges a monthly maintenance fee of up to $10.00. You can avoid this fee by maintaining a balance of $2,500.00.

What is the minimum balance for Rocky Mountain Credit Union Business Standard Money Market Account?

No minimum initial deposit. Rocky Mountain Credit Union does not require a minimum initial deposit to open an account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.00.
Interest rate minimum balance of $0.01. You must keep the account balance above $0.01 to earn interest.

What features and perks does Rocky Mountain Credit Union Business Standard Money Market Account offer?

This account includes the following features:
  • Mobile Banking Services - Rocky Mountain Credit Union Business Standard Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
  • Nationwide ATM network - Rocky Mountain Credit Union Business Standard Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is (406) 447-5328.

How to open an account with Rocky Mountain Credit Union

  • Visit the Rocky Mountain Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3400 N Montana Ave
Helena, MT 59602
(406) 447-5328
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed

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APY (Annual Percentage Yield)

1.75% - 2.25%
Disclaimer popup with additional information

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

$0
Visit Site

Rocky Mountain Credit Union logo

APY (Annual Percentage Yield)

1.77% - 2.28%
Disclaimer popup with additional information

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

$0

Rocky Mountain Credit Union logo

APY (Annual Percentage Yield)

0.50% - 1.51%
Disclaimer popup with additional information

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

$0

SuperMoney Net Recommendation Score

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