Last Updated: 04/18/2025
TDECU CU Money Market Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.20% - 0.70%(Verified 06/21/2024)
Minimum Balance to Earn APY
$2,500
Minimum Opening Deposit
Starting at $2,500
TDECU CU Money Market Accounts Review
TDECU CU Money Market Accounts is offered by TDECU Credit Union, a credit union founded in 1955 and based in Lake Jackson, TX. TDECU CU Money Market Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 0.70%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.
- Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$2,500.
- High minumum opening deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.
Pros & Cons of TDECU CU Money Market Accounts
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TDECU CU Money Market Accounts FAQ
Are money market accounts from TDECU Credit Union federally insured?
No, your TDECU Credit Union money market accounts are not insured by a federal insurance agency. This means that if TDECU Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What are the interest rates for TDECU CU Money Market Accounts rates?
TDECU CU Money Market Accounts offers an APY starting at 0.20% and ranging up to 0.70% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.
| Rates | Amount |
| APY (Annualized Percentage Yield) | 0.20% - 0.70% |
What are the fees for TDECU CU Money Market Accounts?
This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum balance for TDECU CU Money Market Accounts?
Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.
Interest rate minimum balance of $2,500. You must keep the account balance above $2,500 to earn interest.
What features and perks does TDECU CU Money Market Accounts offer?
This account includes the following features:
What is the customer service phone number?
The customer service number for this account is (800) 839-1154.
What is the support contact email?
The support contact email for this business credit card is administrator@tdecu.org.
How to open an account with TDECU Credit Union
- Visit the TDECU Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
10:00AM - 12:00PM