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Last Updated: 04/18/2025

White Sands FCU Money Market Account

in Money Market Accounts from White Sands Federal Credit Union

Last Updated: 04/18/2025

White Sands Federal Credit Union logo
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Highlights

APY (Annual Percentage Yield)

0.30% - 1.11%(Verified 07/11/2024)

Minimum Balance to Earn APY

$2,500

Minimum Opening Deposit

$2,500

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White Sands FCU Money Market Account Review

White Sands FCU Money Market Account is offered by White Sands Federal Credit Union, a credit union founded in 1952 and based in Las Cruces, NM. White Sands FCU Money Market Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.11%, which is much higher than the national average for a money market account. However, you must keep a minimum balance of $2500.00.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • High minumum opening deposit. You must deposit a minimum of $2,500.00, which is high compared to most money market accounts.

Pros & Cons of White Sands FCU Money Market Account

White Sands FCU Money Market Account FAQ

Are money market accounts from White Sands Federal Credit Union federally insured?

Yes, your money market accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What are the dividends for White Sands FCU Money Market Account rates?

White Sands FCU Money Market Account offers an APY starting at 0.30% and ranging up to 1.11% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.00.

What are the fees for White Sands FCU Money Market Account?

White Sands FCU Money Market Account does not charge a monthly maintenance fee.

What is the minimum balance for White Sands FCU Money Market Account?

Minimum deposit of $2,500.00. You must make an initial deposit of at least $2,500.00 to open this account.
Interest rate minimum balance of $2,500.00. You must keep the account balance above $2,500.00 to earn interest.

What features and perks does White Sands FCU Money Market Account offer?

This account includes the following features:
  • Mobile Banking Services - White Sands FCU Money Market Account allows you to manage your money through online banking and a dedicated mobile app.
  • Nationwide ATM network - White Sands FCU Money Market Account allows you to access your money from an ATM, a convenient feature only a few offer.

What is the customer service phone number?

The customer service number for this account is (575) 647-4500.

What is the support contact email?

The support contact email for this business credit card is info@wsfcu.org.

How to open an account with White Sands Federal Credit Union

  • Visit the White Sands Federal Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2755 N Main St
Las Cruces, NM 88001
(575) 647-4500
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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