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Personal Lines of Credit
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Last Updated: 04/18/2025

MoneyKey Lines of Credit

in Personal Lines of Credit from MoneyKey Inc.

Last Updated: 04/18/2025

MoneyKey Inc. logo
Mostly recommended5 total votes
2 users recommend
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2 users don't recommend
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Highlights

Community Rating

Mostly recommended

Amount Range

$200 - $2,500
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APR (Fixed APR)

280% - 292%(Verified 12/26/2024)
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Number of Reviews

5
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MoneyKey Lines of Credit Review

MoneyKey Lines of Credit is offered through MoneyKey Inc., a direct lender founded in 2011 and based in Wilmington, DE. MoneyKey Lines of Credit are available in 2 states.

MoneyKey Lines of Credit FAQ

What APRs does MoneyKey Lines of Credit offer?

MoneyKey Lines of Credit offers an APR that ranges from 280% APR up to 292% APR.

Does the MoneyKey Lines of Credit charge an origination fee?

No, MoneyKey Lines of Credit does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the MoneyKey Lines of Credit charge a cash advance fee?

No, MoneyKey Lines of Credit doesn't charge a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.

Does the MoneyKey Lines of Credit charge a statement balance fee?

No, MoneyKey Inc. does not charge a statement balance fee.

Does MoneyKey Lines of Credit charge a late fee?

No, MoneyKey Lines of Credit will not charge you a late fee.

How much can you borrow via MoneyKey Lines of Credit?

Upon approval and based on your credit worthiness, your MoneyKey Lines of Credit personal line of credit will be assigned a credit limit of at least $200 and as much as $2,500.

What do you need to qualify for MoneyKey Lines of Credit?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.
MoneyKey Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MoneyKey Lines of Credit.
To qualify, applicants may need to provide the following documentation:
  • Proof of income

What is the estimated funding time for a personal line of credit via MoneyKey Lines of Credit?

MoneyKey Lines of Credit will typically fund personal lines of credit within 1 business day of approval.

Does MoneyKey Lines of Credit report your account activity to credit bureaus?

Yes, MoneyKey Lines of Credit reports to the following credit bureau:
    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

    Does MoneyKey Inc. perform a hard credit pull?

    No hard credit pulls are completed for MoneyKey.

    How to apply for MoneyKey Lines of Credit

    • Visit the MoneyKey Lines of Credit website.
    • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
    • Check the information is accurate and submit your application.

    MoneyKey Lines of Credit Disclosure: MoneyKey Line of Credit Disclosure: Not all applications are approved; duration of approval process may vary. Terms displayed, including the APR, loan amount and estimated monthly payment are subject to change based on the consumer’s verified information and creditworthiness. All requests are subject to standard underwriting policies. Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page (https://www.moneykey.com/products-services). If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, check our website. MoneyKey is a state license online lender in the states of Kansas and Tennessee.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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    Message from MoneyKey Lines of Credit

    A MoneyKey online Line of Credit provides you with the benefits of a traditional loan, but allows you to have more control over your cash flow. Once approved, you can borrow any amount up to your available credit limit. When you pay down the principal balance of your Line of Credit, you can continue to access the remaining credit available up to your credit limit, as long as your account is in good standing.

    Contact

    Headquarters

    1000 N West St Suite 1200
    Wilmington, DE 19801
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    Email Support

    Hours of Operation

    Sunday
    10:00AM - 6:00PM
    Monday
    8:00AM - 9:00PM
    Tuesday
    8:00AM - 9:00PM
    Wednesday
    8:00AM - 9:00PM
    Thursday
    8:00AM - 9:00PM
    Friday
    8:00AM - 9:00PM
    Saturday
    10:00AM - 6:00PM

    Other Services by MoneyKey Inc.