ACE Cash Express Payday Loans Review

ACE Cash Express Payday Loans is a short term loan offering by ACE Cash Express Inc, a direct lender based in Irving, TX. Founded in 1968, ACE Cash Express Inc offers access to payday loans in 8 states across the USA.

What are the ACE Cash Express Payday Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 214.62% to 459.9%.

How much can you borrow from ACE Cash Express Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What are the ACE Cash Express Payday Loans minimum approval requirements?

• Applicants with a credit score of at least 300 can apply for a loan via ACE Cash Express Payday Loans.
• ACE Cash Express Payday Loans will also consider borrowers who are unemployed .
• Active duty servicemembers and their covered dependents cannot apply for a loan via ACE Cash Express Payday Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

Does ACE Cash Express Payday Loans run credit checks?

Yes, ACE Cash Express Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via ACE Cash Express Payday Loans?

ACE Cash Express Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.