SuperMoney

ACE Cash Express Payday Loans

in Payday Loans from ACE Cash Express Inc

Claimed Visit Site Get Personalized Rates

ACE Cash Express Payday Loans

Claimed

in Payday Loans from ACE Cash Express Inc

SuperMoney Net Recommendation Score -20

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -20, equating to 2.6 on a 5 point rating scale.

-20

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
3 users don't recommend
Cast your vote

Would you recommend ACE Cash Express Payday Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating Mostly not recommended
Loan Amount $100 - $1,500
Loan Fee N/A
Minimum Monthly Income N/A
Number of Reviews 5

ACE Cash Express Payday Loans Review

ACE Cash Express Payday Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Payday Loans is available in 8 states across the USA.

ACE Cash Express Payday Loans FAQ

What are the ACE Cash Express Payday Loans rates & fees?

These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 662% to 662%. The APR estimate is based on a 14-day term.

How much can you borrow from ACE Cash Express Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What is the maximum loan term you can get with ACE Cash Express Payday Loans?

ACE Cash Express Payday Loans has payday loans with terms ranging from 9 to 35 days.

What do you need to qualify for ACE Cash Express Payday Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

ACE Cash Express Payday Loans does not have or does not disclose a minimum annual income eligibility requirement. ACE Cash Express Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the ACE Cash Express Payday Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by ACE Cash Express Payday Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Government issued photo ID
  • U.S. tax identification number

Does ACE Cash Express Payday Loans run credit checks?

Yes, ACE Cash Express Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via ACE Cash Express Payday Loans?

ACE Cash Express Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

For more information on payday loans, tribal loans, and their alternatives, read this guide.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by ACE Cash Express Inc

Availability

  Available in 8 states
  • California
  • Florida
  • Idaho
  • Kansas
  • Louisiana
  • Minnesota
  • Ohio
  • Texas

Feature Breakdown

Credit Score Range 300 - 640
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Direct Deposit
Instant Decision
Online Application
APR 662%
Loan Term 9 - 35 days
Loan Amount $100 - $1,500

ACE Cash Express Payday Loans Community Reviews

 

Would you recommend ACE Cash Express Payday Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -20, equating to 2.6 on a 5 point rating scale.

-20

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Payday Loans