Advance America Payday Loans

Advance America Payday Loans

in Payday Loans from AARC LLC


Advance America Payday Loans


in Payday Loans from AARC LLC

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Community Rating Mostly recommended
Loan Amount $100 - $5,000
Loan Fee $15 - $87.50
Minimum Monthly Income N/A

Advance America Payday Loans Review

Advance America Payday Loans is offered by AARC LLC, a direct lender founded in 1997 and based in Spartanburg, SC. Advance America Payday Loans is offered in 28 states across the USA.

What are the Advance America Payday Loans rates & fees?

Advance America Payday Loans offers payday loans with loan fees ranging from $15 to $87.5. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 234.9% to 785.27%.

How much can you borrow from Advance America Payday Loans?

Loan amounts start at $100 and go up to $5,000.

What is the maximum loan term you can get with Advance America Payday Loans?

Advance America Payday Loans has payday loans with a maximum term of 31 days.

What do you need to qualify for Advance America Payday Loans?

Applicants with a credit score of at least 300 and up to 640 are eligible for Advance America Payday Loans.

Advance America Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Does Advance America Payday Loans run credit checks?

Yes, Advance America Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Advance America Payday Loans?

Advance America Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

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  • Headquarters
  •   135 N Church St
    Spartanburg, SC 29306 USA
  •   Visit Site

Other Services by AARC LLC


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  Available in 28 states
  • Alabama
  • California
  • Colorado
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $15 - $87.50
Credit Score Range 300 - 640
Instant Decision  
Loan Amount $100 - $5K
Loan Term Up to 31
APR 234.9% - 785.27%

Advance America Payday Loans Community Reviews


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