Advance America Payday Loans

Advance America Payday Loans Review

Advance America Payday Loans is offered by AARC LLC, a direct lender founded in 1997 and based in Spartanburg, SC. Advance America Payday Loans is available in 28 states across the USA.

Advance America Payday Loans FAQ

What are the Advance America Payday Loans rates & fees?

Advance America Payday Loans offers payday loans with loan fees ranging from $15 to $87.5. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 234.9% to 785.27%.

How much can you borrow from Advance America Payday Loans?

Loan amounts start at $100 and go up to $5,000.

What is the maximum loan term you can get with Advance America Payday Loans?

Advance America Payday Loans has payday loans with a maximum term of 31 days.

What do you need to qualify for Advance America Payday Loans?

Advance America Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.

Is AARC LLC a legit company?

AARC LLC was founded in 1997, it is a well-established company that has been in business for 25 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Does Advance America Payday Loans run credit checks?

Yes, Advance America Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Advance America Payday Loans?

Advance America Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

Is AARC LLC a legit company?

AARC LLC was founded in 1997, it is a well-established company that has been in business for 25 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

For more information on payday loans, tribal loans, and their alternatives, read this guide.