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Check Into Cash Payday Loans

in Payday Loans from Check Into Cash

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Check Into Cash Payday Loans

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in Payday Loans from Check Into Cash

SuperMoney Net Recommendation Score -59% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

6 users recommend
0 users are unsure
23 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $100 - $1,500
Loan Fee $15 - $79
Minimum Monthly Income $1,000
Number of Reviews 29

Check Into Cash Payday Loans Review

Check Into Cash Payday Loans is offered by Check Into Cash, a direct lender founded in 1993 and based in Cleveland, TN. Check Into Cash Payday Loans is offered in 22 states across the USA.

What are the Check Into Cash Payday Loans rates & fees?

Check Into Cash Payday Loans offers payday loans with loan fees ranging from $15 to $79. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 261% to 782%.

How much can you borrow from Check Into Cash Payday Loans?

Loan amounts start at $100 and go up to $1,500.

What is the maximum loan term you can get with Check Into Cash Payday Loans?

Check Into Cash Payday Loans has payday loans with a maximum term of 31 days.

What do you need to qualify for Check Into Cash Payday Loans?

Applicants with a credit score of at least 300 and up to 700 are eligible for Check Into Cash Payday Loans.

To qualify for payday loans with Check Into Cash Payday Loans, applicants need a minimum annual income of $12,000 or higher. Check Into Cash Payday Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Check Into Cash Payday Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

Does Check Into Cash Payday Loans run credit checks?

Yes, Check Into Cash Payday Loans will check your credit when you apply for a loan.

What is the estimated funding time for a payday loan via Check Into Cash Payday Loans?

Check Into Cash Payday Loans will typically provide a credit approval decision in less than an hour and fund the loan within 2 business day .

For more information on payday loans, tribal loans, and their alternatives, read this guide.

CHECK INTO CASH PAYDAY LOANS Disclosure: New customers can borrow up to $750 or the state maximum. Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive. To view a list of the states we service online, please visit our Rates and Terms page. For our privacy policy, please visit our privacy policy page. For rates and terms in your state of residence, please visit our Rates and Terms page. As a member of CFSA, Check Into Cash abides by the spirit of the Fair Debt Collection Practices Act (FDCPA) as applicable to collect past due accounts. Delinquent accounts may be turned over to a third party collection agency which may adversely affect your credit score. Non-sufficient funds and late fees may apply. Automatic renewals are not available. Renewing a loan will result in additional finance charges and fees.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Message from Check Into Cash

Check Into Cash is a national leader in direct lending, providing customers with short-term, small dollar credit solutions.

Other Services by Check Into Cash

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 22 states
  • Alabama
  • Alaska
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • Oklahoma
  • Oregon
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Loan Fee $15 - $79
Minimum Monthly Income $1,000
Credit Score Range 300 - 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $12,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Direct Deposit  
Online Application  
Instant Decision  
Loan Amount $100 - $1.5K
Loan Term Up to 31
APR 261% - 782%

Check Into Cash Payday Loans Community Reviews

 
 

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