
Advantage One Credit Union Visa Signature® Credit Card
in Personal Credit Cards from Advantage One Credit Union
UnaffiliatedAdvantage One Credit Union Visa Signature® Credit Card
in Personal Credit Cards from Advantage One Credit Union
Not enough votes for recommendation
Would you recommend Advantage One Credit Union Visa Signature® Credit Card to your friends?
Purchase APR (Fixed APR) | 10.98% - 23.98% |
Balance Transfer APR (Fixed APR) | 10.98% - 23.98% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Advantage One Credit Union Visa Signature® Credit Card Review
This is a rewards credit card issued by Advantage One Credit Union. If you're wondering whether Advantage One Credit Union Visa Signature® Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Advantage One Credit Union Visa Signature® Credit Card has a fixed purchase APR that ranges from 10.98% up to 23.98%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
---|---|
|
|
Does Advantage One Credit Union Visa Signature® Credit Card have a cash back or rewards program?
Advantage One Credit Union Visa Signature® Credit Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Advantage One Credit Union Visa Signature® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Advantage One Credit Union Visa Signature® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Advantage One Credit Union Visa Signature® Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Advantage One Credit Union Visa Signature® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 10.98% up to 23.98%. The card has a fixed balance transfer APR that ranges from 10.98% up to 23.98%. It also has a fixed cash advance APR that ranges from 10.98% up to 23.98%. Note that late payments are subject to an APR of 23.98% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Advantage One Credit Union Visa Signature® Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0.99% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 0% |
Balance Transfer Introductory APR | 0.99% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 10.98% - 23.98% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does Advantage One Credit Union Visa Signature® Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0.99% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0.99% on qualified purchases for a period of up to 6 months.
What are the fees for Advantage One Credit Union Visa Signature® Credit Card?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $20 |
Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Advantage One Credit Union Visa Signature® Credit Card have a foreign transaction fee?
Advantage One Credit Union Visa Signature® Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Advantage One Credit Union Visa Signature® Credit Card?
The Advantage One Credit Union Visa Signature® Credit Card customer service number is (734) 676-7000.
Does Advantage One Credit Union Visa Signature® Credit Card report your account activity to credit bureaus?
Yes, Advantage One Credit Union Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Advantage One Credit Union Visa Signature® Credit Card
- Visit the Advantage One Credit Union Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
23670 Telegraph Road
Brownstown, MI 48134 - (734) 676-7000
- Visit Site
About Advantage One Credit Union Visa Signature® Credit Card

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0.99% |
Purchase Intro APR Period (Fixed APR) | 6 months |
Be the first to rate
Would you recommend Advantage One Credit Union Visa Signature® Credit Card to your friends?
Advantage One Credit Union Personal Credit Cards
- America First Credit Union Visa Classic Low Rate Credit Card
- American Heritage Federal Credit Union Platinum Secured MasterCard®
- California Bank and Trust Reserve Visa® Card
- California Coast Credit Union Platinum Mastercard® Credit Card
- Credit Union West MasterCard Platinum Rewards
- F&A Federal Credit Union Premier Rewards Visa
- Gate City Bank Secured Card
- Hudson Valley Federal Credit Union Visa Platinum Credit Card
- INTRUST Bank Visa Signature Max Cash Preferred Card
- Sallie Mae Accelerate Credit Card
- Summit Racing Equipment Speed Card®
- Woman Within Platinum Credit Card