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  Altra Federal Credit Union Visa® Go Credit Card

Altra Federal Credit Union Visa® Go Credit Card

in Personal Credit Cards from Altra Federal Credit Union

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Altra Federal Credit Union Visa® Go Credit Card

Unaffiliated

in Personal Credit Cards from Altra Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 11.90 - 15.90
Balance Transfer APR  (Variable APR) 11.90 - 15.90
Credit Score Range 600 - 850
Annual Fee 0

Altra Federal Credit Union Visa® Go Credit Card Review

Altra Federal Credit Union Visa® Go Credit Card is a cashback credit card issued by Altra Federal Credit Union. If you're wondering whether Altra Federal Credit Union Visa® Go Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Altra Federal Credit Union Visa® Go Credit Card has a variable purchase APR that ranges from 11.90% up to 15.90%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Altra Federal Credit Union Visa® Go Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Altra Federal Credit Union Visa® Go Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
Altra Federal Credit Union Visa® Go Credit Card FAQ

Is there a Altra Federal Credit Union Visa® Go Credit Card cash back or rewards program?

Altra Federal Credit Union Visa® Go Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Altra Federal Credit Union Visa® Go Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Altra Federal Credit Union Visa® Go Credit Card have a signup bonus?

Altra Federal Credit Union Visa® Go Credit Card doesn't offer a cash signup bonus.

Does Altra Federal Credit Union Visa® Go Credit Card offer an annual loyalty bonus?

Altra Federal Credit Union Visa® Go Credit Card doesn't offer a cash loyalty bonus.

What are the Altra Federal Credit Union Visa® Go Credit Card benefits?

Altra Federal Credit Union Visa® Go Credit Card provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Altra Federal Credit Union Visa® Go Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Altra Federal Credit Union Visa® Go Credit Card has lower than average purchase APRs.

Altra Federal Credit Union Visa® Go Credit Card has a variable purchase APR that ranges from 11.90% up to 15.90%. The card has a variable balance transfer APR that ranges from 11.90% up to 15.90%. It also has a variable cash advance APR that ranges from 11.90% up to 15.90%.

Does Altra Federal Credit Union Visa® Go Credit Card have an introductory APR offer on balance transfers?

No, Altra Federal Credit Union Visa® Go Credit Card does not come with an introductory APR offer for balance transfers.

Does Altra Federal Credit Union Visa® Go Credit Card have an introductory APR offer on new purchases?

Altra Federal Credit Union Visa® Go Credit Card does not offer an introductory rate on new purchases.

What are the fees for Altra Federal Credit Union Visa® Go Credit Card?

The following fees apply to Altra Federal Credit Union Visa® Go Credit Card:

Altra Federal Credit Union Visa® Go Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Altra Federal Credit Union Visa® Go Credit Card report your account activity to credit bureaus?

Yes, Altra Federal Credit Union Visa® Go Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Altra Federal Credit Union Visa® Go Credit Card

  • Visit the Altra Federal Credit Union Visa® Go Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 6:00pm
  • Tuesday 7:30am - 6:00pm
  • Wednesday 7:30am - 6:00pm
  • Thursday 7:30am - 6:00pm
  • Friday 7:30am - 6:00pm
  • Saturday Closed

Other Services by Altra Federal Credit Union

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View all personal credit cards offered by Altra Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee 0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 15
Cash Advance Fee (%) Starting at 5
Minimum Cash Advance Fee ($) Starting at 15
Returned Payment Fee Up to 25
Paper Statement Fee 5
Additional Card Fee Amount 5
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Travel
  • Car Rentals
Cash Advance APR (Variable APR) 11.90 - 15.90
Credit Limit Starting at 250
Purchase APR (Variable APR) 11.90 - 15.90
Balance Transfer APR (Variable APR) 11.90 - 15.90
Card Type
  • Rewards
  • Cashback
Card Network Visa

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