
Altra Federal Credit Union Visa Signature Credit Card
in Personal Credit Cards from Altra Federal Credit Union
UnaffiliatedAltra Federal Credit Union Visa Signature Credit Card
in Personal Credit Cards from Altra Federal Credit Union
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Purchase APR (Variable APR) | 12.90 |
Balance Transfer APR (Variable APR) | 12.90 |
Credit Score Range | Starting at 680 |
Annual Fee | 0 |
Altra Federal Credit Union Visa Signature Credit Card Review
Altra Federal Credit Union Visa Signature Credit Card is a cashback credit card issued by Altra Federal Credit Union. If you're wondering whether Altra Federal Credit Union Visa Signature Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Altra Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 12.90%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
The Good | The Bad |
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Is there a Altra Federal Credit Union Visa Signature Credit Card cash back or rewards program?
Altra Federal Credit Union Visa Signature Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. This card features rewards for purchases in the following categories:
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Altra Federal Credit Union Visa Signature Credit Card have a signup bonus?
Altra Federal Credit Union Visa Signature Credit Card doesn't offer a cash signup bonus.Does Altra Federal Credit Union Visa Signature Credit Card offer an annual loyalty bonus?
Altra Federal Credit Union Visa Signature Credit Card doesn't offer a cash loyalty bonus.What are the Altra Federal Credit Union Visa Signature Credit Card benefits?
Altra Federal Credit Union Visa Signature Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Cellular Telephone Protection
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Altra Federal Credit Union Visa Signature Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Altra Federal Credit Union Visa Signature Credit Card has lower than average purchase APRs.Altra Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR of 12.90% . It also has a variable cash advance APR of 12.90% .
Does Altra Federal Credit Union Visa Signature Credit Card have an introductory APR offer on balance transfers?
No, Altra Federal Credit Union Visa Signature Credit Card does not come with an introductory APR offer for balance transfers.Does Altra Federal Credit Union Visa Signature Credit Card have an introductory APR offer on new purchases?
Altra Federal Credit Union Visa Signature Credit Card does not offer an introductory rate on new purchases.What are the fees for Altra Federal Credit Union Visa Signature Credit Card?
The following fees apply to Altra Federal Credit Union Visa Signature Credit Card:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
Does Altra Federal Credit Union Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Altra Federal Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Altra Federal Credit Union Visa Signature Credit Card
- Visit the Altra Federal Credit Union Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1700 Oak Forest Drive
Onalaska, WI 54650 - (800) 755-0055
- Visit Site
Other Services by Altra Federal Credit Union

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | 0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | 15 |
Cash Advance Fee (%) | Starting at 5 |
Minimum Cash Advance Fee ($) | Starting at 15 |
Returned Payment Fee | Up to 25 |
Paper Statement Fee | 5 |
Late Fee Amount | Up to 25 |
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