
Altra Federal Credit Union Visa Signature Credit Card
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Purchase APR (Variable APR) | 12.90 |
Balance Transfer APR (Variable APR) | 12.90 |
Credit Score Range | Starting at 680 |
Annual Fee | $0 |
Altra Federal Credit Union Visa Signature Credit Card Review
This is a cashback card issued by Altra Federal Credit Union. If you're wondering whether Altra Federal Credit Union Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Altra Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 12.90%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Altra Federal Credit Union Visa Signature Credit Card
The Good | The Bad |
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Altra Federal Credit Union Visa Signature Credit Card FAQ
Does Altra Federal Credit Union Visa Signature Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. This card features rewards for purchases in the following categories:
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Altra Federal Credit Union Visa Signature Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Altra Federal Credit Union Visa Signature Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Altra Federal Credit Union Visa Signature Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Altra Federal Credit Union Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Altra Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR of 12.90% . It also has a variable cash advance APR of 12.90% .
Does Altra Federal Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Altra Federal Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Altra Federal Credit Union Visa Signature Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Altra Federal Credit Union Visa Signature Credit Card?
The Altra Federal Credit Union Visa Signature Credit Card customer service number is (800) 755-0055.
What is the support contact email for Altra Federal Credit Union Visa Signature Credit Card?
The support contact email for Altra Federal Credit Union Visa Signature Credit Card is info@altra.org.
What is the Altra Federal Credit Union Visa Signature Credit Card login page?
You can access the Altra Federal Credit Union Visa Signature Credit Card login page here.
How do people rate the customer service and user experience of Altra Federal Credit Union Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Altra Federal Credit Union Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Altra Federal Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Altra Federal Credit Union Visa Signature Credit Card
- Visit the Altra Federal Credit Union Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1700 Oak Forest Drive
Onalaska, WI 54650 USA - (800) 755-0055
- Visit Site
- Email Support
Other Services by Altra Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | 15 |
Cash Advance Fee (%) | Starting at 5 |
Minimum Cash Advance Fee ($) | Starting at 15 |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to 25 |
Paper Statement Fee | 5 |
Late Fee Amount | Up to 25 |
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