Last Updated: 07/28/2025
Altra Federal Credit Union Visa Signature Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
12.90%(Verified 06/21/2024)
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Credit Score Range
Starting at 680
Annual Fee
$0
Altra Federal Credit Union Visa Signature Credit Card Review
This is a cashback credit card issued by Altra Federal Credit Union. If you're wondering whether Altra Federal Credit Union Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Altra Federal Credit Union Visa Signature Credit Card has a variable regular purchase APR of 12.90%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, identity theft protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Altra Federal Credit Union Visa Signature Credit Card
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Altra Federal Credit Union Visa Signature Credit Card FAQ
Does Altra Federal Credit Union Visa Signature Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. This card features rewards for purchases in the following categories:
| Description |
Does Altra Federal Credit Union Visa Signature Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Altra Federal Credit Union Visa Signature Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Altra Federal Credit Union Visa Signature Credit Card benefits?
Altra Federal Credit Union Visa Signature Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- No blackout dates when redeeming miles
- Reports to major credit bureaus
What are the relevant APRs for Altra Federal Credit Union Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Altra Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR of 12.90% . It also has a variable cash advance APR of 12.90% .
Does Altra Federal Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Altra Federal Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Altra Federal Credit Union Visa Signature Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Altra Federal Credit Union Visa Signature Credit Card?
The customer service number for Altra Federal Credit Union Visa Signature Credit Card is (800) 755-0055.
What is the support contact email for Altra Federal Credit Union Visa Signature Credit Card?
The support contact email for Altra Federal Credit Union Visa Signature Credit Card is info@altra.org.
What is the login page for Altra Federal Credit Union Visa Signature Credit Card?
You can access the login page of Altra Federal Credit Union Visa Signature Credit Card here.
How do people rate the customer service and user experience of Altra Federal Credit Union Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Altra Federal Credit Union Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Altra Federal Credit Union Visa Signature Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Altra Federal Credit Union perform a hard credit pull?
Yes, Altra Federal Credit Union Visa Signature Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Altra Federal Credit Union Visa Signature Credit Card
- Visit the website of Altra Federal Credit Union Visa Signature Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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