Altra Federal Credit Union Visa Student Rewards Credit Card Review

Altra Federal Credit Union Visa Student Rewards Credit Card is a rewards credit card issued by Altra Federal Credit Union. If you're wondering whether Altra Federal Credit Union Visa Student Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Altra Federal Credit Union Visa Student Rewards Credit Card has a variable purchase APR of 13.90%
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Altra Federal Credit Union Visa Student Rewards Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase. Does not include many credit card benefits.

Is there a Altra Federal Credit Union Visa Student Rewards Credit Card cash back or rewards program?

Altra Federal Credit Union Visa Student Rewards Credit Card offers a rewards program to its customers.

Altra Federal Credit Union Visa Student Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Altra Federal Credit Union Visa Student Rewards Credit Card benefits?

Altra Federal Credit Union Visa Student Rewards Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Altra Federal Credit Union Visa Student Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Altra Federal Credit Union Visa Student Rewards Credit Card has lower than average purchase APRs.

Altra Federal Credit Union Visa Student Rewards Credit Card has a variable purchase APR of 13.90%. The card has a variable balance transfer APR of 13.90% . It also has a variable cash advance APR of 13.90% .

What are the fees for Altra Federal Credit Union Visa Student Rewards Credit Card?

The following fees apply to Altra Federal Credit Union Visa Student Rewards Credit Card:

Altra Federal Credit Union Visa Student Rewards Credit Card Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1%
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

Does Altra Federal Credit Union Visa Student Rewards Credit Card report your account activity to credit bureaus?

Yes, Altra Federal Credit Union Visa Student Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Altra Federal Credit Union Visa Student Rewards Credit Card

• Visit the Altra Federal Credit Union Visa Student Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.