Altra FCU Visa Student Rewards Credit Card
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| Purchase APR (Variable APR) | 13.90 |
| Balance Transfer APR (Variable APR) | 13.90 |
| Credit Score Range | 600 - 850 |
| Annual Fee | N/A |
Altra FCU Visa Student Rewards Credit Card Review
This is a rewards credit card issued by Altra Federal Credit Union. If you're wondering whether Altra FCU Visa Student Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Competitive APRs. Altra FCU Visa Student Rewards Credit Card has a variable purchase APR of 13.90%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Altra FCU Visa Student Rewards Credit Card
| The Good | The Bad |
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Altra FCU Visa Student Rewards Credit Card FAQ
Does Altra FCU Visa Student Rewards Credit Card have a cash back or rewards program?
Altra FCU Visa Student Rewards Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Altra FCU Visa Student Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Altra FCU Visa Student Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Altra FCU Visa Student Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Altra FCU Visa Student Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Altra FCU Visa Student Rewards Credit Card has a variable purchase APR of 13.90%. The card has a variable balance transfer APR of 13.90% . It also has a variable cash advance APR of 13.90% .
Does Altra FCU Visa Student Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Altra FCU Visa Student Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Altra FCU Visa Student Rewards Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Altra FCU Visa Student Rewards Credit Card have a foreign transaction fee?
Altra FCU Visa Student Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Altra FCU Visa Student Rewards Credit Card?
The Altra FCU Visa Student Rewards Credit Card customer service number is (800) 755-0055.
What is the support contact email for Altra FCU Visa Student Rewards Credit Card?
The support contact email for Altra FCU Visa Student Rewards Credit Card is info@altra.org.
What is the Altra FCU Visa Student Rewards Credit Card login page?
You can access the Altra FCU Visa Student Rewards Credit Card login page here.
How do people rate the customer service and user experience of Altra FCU Visa Student Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Altra FCU Visa Student Rewards Credit Card report your account activity to credit bureaus?
Yes, Altra FCU Visa Student Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Altra FCU Visa Student Rewards Credit Card
- Visit the Altra FCU Visa Student Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1700 Oak Forest Drive
Onalaska, WI 54650 USA - (800) 755-0055
- Visit Site
- Email Support
Other Services by Altra Federal Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | 15 |
| Cash Advance Fee (%) | Starting at 5 |
| Minimum Cash Advance Fee ($) | Starting at 15 |
| Foreign Currency Transaction Fee | 1 |
| Returned Payment Fee | Up to 25 |
| Paper Statement Fee | 5 |
| Late Fee Amount | Up to 25 |
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