Andigo Credit Union Visa Platinum Credit Card Review

Andigo Credit Union Visa Platinum Credit Card is a credit card issued by Andigo Credit Union. If you're wondering whether Andigo Credit Union Visa Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Andigo Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 9.65% up to 18.65%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Andigo Credit Union Visa Platinum Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 2%. You don't earn rewards on every purchase.

Is there a Andigo Credit Union Visa Platinum Credit Card cash back or rewards program?

No, Andigo Credit Union Visa Platinum Credit Card does not offer a rewards program.

What are the Andigo Credit Union Visa Platinum Credit Card benefits?

Andigo Credit Union Visa Platinum Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Andigo Credit Union Visa Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Andigo Credit Union Visa Platinum Credit Card has lower than average purchase APRs.

Andigo Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 9.65% up to 18.65%. The card has a variable balance transfer APR that ranges from 9.65% up to 18.65%. It also has a variable cash advance APR that ranges from 9.65% up to 18.65%.

What are the fees for Andigo Credit Union Visa Platinum Credit Card?

The following fees apply to Andigo Credit Union Visa Platinum Credit Card:

Andigo Credit Union Visa Platinum Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	2%
Returned Payment Fee	up to $25
Late Payment Fee	up to $20

Does Andigo Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Andigo Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andigo Credit Union Visa Platinum Credit Card

• Visit the Andigo Credit Union Visa Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.