SuperMoney
  Andigo Credit Union Visa Platinum Credit Card

Andigo Credit Union Visa Platinum Credit Card

in Personal Credit Cards from Andigo Credit Union

Unaffiliated

Andigo Credit Union Visa Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Andigo Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Andigo Credit Union Visa Platinum Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 9.65% - 18.65%
Balance Transfer APR  (Variable APR) 9.65% - 18.65%
Credit Score Range N/A
Annual Fee $0

Andigo Credit Union Visa Platinum Credit Card Review

Andigo Credit Union Visa Platinum Credit Card is a credit card issued by Andigo Credit Union. If you're wondering whether Andigo Credit Union Visa Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Andigo Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 9.65% up to 18.65%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
Andigo Credit Union Visa Platinum Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Andigo Credit Union Visa Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
Andigo Credit Union Visa Platinum Credit Card FAQ

Is there a Andigo Credit Union Visa Platinum Credit Card cash back or rewards program?

No, Andigo Credit Union Visa Platinum Credit Card does not offer a rewards program.

What are the Andigo Credit Union Visa Platinum Credit Card benefits?

Andigo Credit Union Visa Platinum Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Andigo Credit Union Visa Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Andigo Credit Union Visa Platinum Credit Card has lower than average purchase APRs.

Andigo Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 9.65% up to 18.65%. The card has a variable balance transfer APR that ranges from 9.65% up to 18.65%. It also has a variable cash advance APR that ranges from 9.65% up to 18.65%.

Does Andigo Credit Union Visa Platinum Credit Card have an introductory APR offer on balance transfers?

No, Andigo Credit Union Visa Platinum Credit Card does not come with an introductory APR offer for balance transfers.

Does Andigo Credit Union Visa Platinum Credit Card have an introductory APR offer on new purchases?

Andigo Credit Union Visa Platinum Credit Card does not offer an introductory rate on new purchases.
Andigo Credit Union Visa Platinum Credit Card Purchase Intro Offer
Description

What are the fees for Andigo Credit Union Visa Platinum Credit Card?

The following fees apply to Andigo Credit Union Visa Platinum Credit Card:

Andigo Credit Union Visa Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $25
Late Payment Fee up to $20

Does Andigo Credit Union Visa Platinum Credit Card have a foreign transaction fee?

Andigo Credit Union Visa Platinum Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Andigo Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Andigo Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andigo Credit Union Visa Platinum Credit Card

  • Visit the Andigo Credit Union Visa Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1501 E Woodfield Road, Suite 400W, Schaumburg, IL 60173
    Schaumburg, IL 60173
  • (847) 576-5199
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Andigo Credit Union Visa Platinum Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Andigo Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 2%
Returned Payment Fee Up to $25
Late Fee Amount Up to $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
Rewards Type No Rewards
Cash Advance APR (Variable APR) 9.65% - 18.65%
Purchase APR (Variable APR) 9.65% - 18.65%
Balance Transfer APR (Variable APR) 9.65% - 18.65%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Low Interest
Card Network Visa

Be the first to rate

 

Would you recommend Andigo Credit Union Visa Platinum Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Andigo Credit Union Personal Credit Cards

Loading...