SuperMoney
  Andigo Credit Union Visa Platinum Cash Back Credit Card
Andigo Credit Union Visa Platinum Cash Back Credit Card Unaffiliated

Andigo Credit Union Visa Platinum Cash Back Credit Card

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
My GM Rewards Card™
My GM Rewards Card™ 9 reviews
Highlights
Purchase APR 10.24% - 19.24%
Balance Transfer APR 10.24% - 19.24%
Credit Score Range 600 - 850
Annual Fee $0

Andigo Credit Union Visa Platinum Cash Back Credit Card Review

This is a credit card issued by Andigo Credit Union. If you're wondering whether Andigo Credit Union Visa Platinum Cash Back Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Andigo Credit Union Visa Platinum Cash Back Credit Card has a variable purchase APR that ranges from 10.24% up to 19.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Andigo Credit Union Visa Platinum Cash Back Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair credit.
  • Andigo Credit Union Visa Platinum Cash Back Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
Andigo Credit Union Visa Platinum Cash Back Credit Card FAQ

Does Andigo Credit Union Visa Platinum Cash Back Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Andigo Credit Union Visa Platinum Cash Back Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Andigo Credit Union Visa Platinum Cash Back Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Andigo Credit Union Visa Platinum Cash Back Credit Card has a variable purchase APR that ranges from 10.24% up to 19.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 19.24%. It also has a variable cash advance APR that ranges from 10.24% up to 19.24%.

Does Andigo Credit Union Visa Platinum Cash Back Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Andigo Credit Union Visa Platinum Cash Back Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Andigo Credit Union Visa Platinum Cash Back Credit Card?

The following fees apply:

Andigo Credit Union Visa Platinum Cash Back Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $25
Late Payment Fee up to $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Andigo Credit Union Visa Platinum Cash Back Credit Card have a foreign transaction fee?

Andigo Credit Union Visa Platinum Cash Back Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Andigo Credit Union Visa Platinum Cash Back Credit Card?

The support contact email for Andigo Credit Union Visa Platinum Cash Back Credit Card is ask@autorefi.myconsumers.org.

What is the Andigo Credit Union Visa Platinum Cash Back Credit Card login page?

You can access the Andigo Credit Union Visa Platinum Cash Back Credit Card login page here.

How do people rate the customer service and user experience of Andigo Credit Union Visa Platinum Cash Back Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Andigo Credit Union Visa Platinum Cash Back Credit Card report your account activity to credit bureaus?

Yes, Andigo Credit Union Visa Platinum Cash Back Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Andigo Credit Union Visa Platinum Cash Back Credit Card

  • Visit the Andigo Credit Union Visa Platinum Cash Back Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Andigo Credit Union Visa Platinum Cash Back Credit Card

Icon for Credit Cards
View all credit cards offered by Andigo Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 2%
Returned Payment Fee Up to $25
Late Fee Amount Up to $20
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Purchase Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR 10.24% - 19.24%
Balance Computation "Average daily balance (including new purchases)."
Purchase APR 10.24% - 19.24%
Balance Transfer APR 10.24% - 19.24%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Cashback
Card Network Visa

Be the first to rate

 

Would you recommend Andigo Credit Union Visa Platinum Cash Back Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Andigo Credit Union Credit Cards

Loading...