Andigo Credit Union Visa Platinum Cash Back Credit Card
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| Purchase APR (Variable APR) | 10.24% - 19.24% |
| Balance Transfer APR (Variable APR) | 10.24% - 19.24% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Andigo Credit Union Visa Platinum Cash Back Credit Card Review
This is a cashback card issued by Andigo Credit Union. If you're wondering whether Andigo Credit Union Visa Platinum Cash Back Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Andigo Credit Union Visa Platinum Cash Back Credit Card has a variable purchase APR that ranges from 10.24% up to 19.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Andigo Credit Union Visa Platinum Cash Back Credit Card
| The Good | The Bad |
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Andigo Credit Union Visa Platinum Cash Back Credit Card FAQ
Does Andigo Credit Union Visa Platinum Cash Back Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
What are the Andigo Credit Union Visa Platinum Cash Back Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Andigo Credit Union Visa Platinum Cash Back Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Andigo Credit Union Visa Platinum Cash Back Credit Card has a variable purchase APR that ranges from 10.24% up to 19.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 19.24%. It also has a variable cash advance APR that ranges from 10.24% up to 19.24%.
Does Andigo Credit Union Visa Platinum Cash Back Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Andigo Credit Union Visa Platinum Cash Back Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Andigo Credit Union Visa Platinum Cash Back Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Andigo Credit Union Visa Platinum Cash Back Credit Card have a foreign transaction fee?
Andigo Credit Union Visa Platinum Cash Back Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Andigo Credit Union Visa Platinum Cash Back Credit Card?
The Andigo Credit Union Visa Platinum Cash Back Credit Card customer service number is (847) 576-5199.
What is the support contact email for Andigo Credit Union Visa Platinum Cash Back Credit Card?
The support contact email for Andigo Credit Union Visa Platinum Cash Back Credit Card is ask@autorefi.myconsumers.org.
What is the Andigo Credit Union Visa Platinum Cash Back Credit Card login page?
You can access the Andigo Credit Union Visa Platinum Cash Back Credit Card login page here.
How do people rate the customer service and user experience of Andigo Credit Union Visa Platinum Cash Back Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Andigo Credit Union Visa Platinum Cash Back Credit Card report your account activity to credit bureaus?
Yes, Andigo Credit Union Visa Platinum Cash Back Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Andigo Credit Union Visa Platinum Cash Back Credit Card
- Visit the Andigo Credit Union Visa Platinum Cash Back Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1501 E Woodfield Road, Suite 400W
Schaumburg, IL 60173 USA - (847) 576-5199
- Visit Site
- Email Support
About Andigo Credit Union Visa Platinum Cash Back Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $5 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Foreign Currency Transaction Fee | 2% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $20 |
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