Overview

Who is this credit card designed for?

Appleseed's Credit Card is a store credit card issued by Comenity, which is based in Wilmington, DE. 

Appleseed's Credit Card is designed for people with a credit score of 650 to 840. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Appleseed's Credit Card has a variable purchase APR of 29.24%.

Is an introductory APR offer available?

No, Appleseed's Credit Card does not come with an introductory APR offer for balance transfers.

Appleseed's Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Appleseed's Credit Card:

• There is no annual fee.
• A late payment penalty of up to $38.
• A returned payment fee of up to $38.

Is a rewards program offered?

Appleseed's Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Retail

Is a signup bonus offered?

Appleseed's Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Appleseed's Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Appleseed's Credit Card provides the following benefits:

Does Appleseed's Credit Card report your account activity to credit bureaus?

Appleseed's Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.