Arbor Financial Credit Union Rewards Credit Union Review

Arbor Financial Credit Union Rewards Credit Union is a rewards credit card issued by Arbor Financial Credit Union. If you're wondering whether Arbor Financial Credit Union Rewards Credit Union is the right card for you, read on. This is everything you need to know to make a good choice.

• Signup bonus. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Arbor Financial Credit Union Rewards Credit Union has a variable purchase APR that ranges from 9.25% up to 16.25%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Cardholders can earn rewards on purchases everywhere Arbor Financial Credit Union Rewards Credit Union is accepted. Arbor Financial Credit Union Rewards Credit Union reports to multiple credit bureaus.	Charges a foreign transaction fee of 1%. Does not include many credit card benefits.

Is there a Arbor Financial Credit Union Rewards Credit Union cash back or rewards program?

Arbor Financial Credit Union Rewards Credit Union offers a rewards program to its customers.

Arbor Financial Credit Union Rewards Credit Union Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	25000

What are the Arbor Financial Credit Union Rewards Credit Union benefits?

Arbor Financial Credit Union Rewards Credit Union provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Arbor Financial Credit Union Rewards Credit Union?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arbor Financial Credit Union Rewards Credit Union has lower than average purchase APRs.

Arbor Financial Credit Union Rewards Credit Union has a variable purchase APR that ranges from 9.25% up to 16.25%. The card has a variable balance transfer APR starting at 4.99% .

What are the fees for Arbor Financial Credit Union Rewards Credit Union?

The following fees apply to Arbor Financial Credit Union Rewards Credit Union:

• There is no overlimit fee

Arbor Financial Credit Union Rewards Credit Union Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	1%
Returned Payment Fee	$27 - $25
Late Payment Fee	up to $25

Does Arbor Financial Credit Union Rewards Credit Union report your account activity to credit bureaus?

Yes, Arbor Financial Credit Union Rewards Credit Union reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arbor Financial Credit Union Rewards Credit Union

• Visit the Arbor Financial Credit Union Rewards Credit Union website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.