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Arbor Financial Credit Union Rewards Credit Union
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| Purchase APR (Variable APR) | 9.25% - 16.25% |
| Balance Transfer APR (Variable APR) | Starting at 4.99% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Arbor Financial Credit Union Rewards Credit Union Review
This is a rewards credit card issued by Arbor Financial Credit Union. If you're wondering whether Arbor Financial Credit Union Rewards Credit Union is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Arbor Financial Credit Union Rewards Credit Union has a variable purchase APR that ranges from 9.25% up to 16.25%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
Pros & Cons of Arbor Financial Credit Union Rewards Credit Union
| The Good | The Bad |
|---|---|
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Arbor Financial Credit Union Rewards Credit Union FAQ
Does Arbor Financial Credit Union Rewards Credit Union have a cash back or rewards program?
Arbor Financial Credit Union Rewards Credit Union is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 25000 |
Does Arbor Financial Credit Union Rewards Credit Union have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Arbor Financial Credit Union Rewards Credit Union offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Arbor Financial Credit Union Rewards Credit Union benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Arbor Financial Credit Union Rewards Credit Union?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Arbor Financial Credit Union Rewards Credit Union has a variable purchase APR that ranges from 9.25% up to 16.25%. The card has a variable balance transfer APR starting at 4.99% .
Does Arbor Financial Credit Union Rewards Credit Union have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arbor Financial Credit Union Rewards Credit Union have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arbor Financial Credit Union Rewards Credit Union?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $27 - $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Arbor Financial Credit Union Rewards Credit Union have a foreign transaction fee?
Arbor Financial Credit Union Rewards Credit Union charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Arbor Financial Credit Union Rewards Credit Union?
The Arbor Financial Credit Union Rewards Credit Union customer service number is (269) 375-6702.
What is the support contact email for Arbor Financial Credit Union Rewards Credit Union?
The support contact email for Arbor Financial Credit Union Rewards Credit Union is hello@arborfcu.org.
What is the Arbor Financial Credit Union Rewards Credit Union login page?
You can access the Arbor Financial Credit Union Rewards Credit Union login page here.
How do people rate the customer service and user experience of Arbor Financial Credit Union Rewards Credit Union?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arbor Financial Credit Union Rewards Credit Union report your account activity to credit bureaus?
Yes, Arbor Financial Credit Union Rewards Credit Union reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arbor Financial Credit Union Rewards Credit Union
- Visit the Arbor Financial Credit Union Rewards Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
Arbor Financial Credit Union 1551 South 9th Street Kalamazoo, MI 49009
Kalamazoo, MI 49009 USA - (269) 375-6702
- Visit Site
- Email Support
Other Services by Arbor Financial Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | Starting at 0% |
| Minimum Cash Advance Fee ($) | Starting at $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | $27 - $35 |
| Late Fee Amount | Up to $25 |
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