SuperMoney
  Auburn University FCU Platinum MasterCard
Auburn University FCU Platinum MasterCard Unaffiliated

Auburn University FCU Platinum MasterCard

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Credit Cards.
Chime secured Credit Builder Visa® Credit Card
Chime secured Credit Builder Visa® Credit Card 12 reviews
Highlights
Purchase APR  (Variable APR) 7.90 - 15.00
Balance Transfer APR  (Variable APR) 7.90 - 15.00
Credit Score Range 600 - 850
Annual Fee $0

Auburn University FCU Platinum MasterCard Review

This is a cashback credit card issued by Auburn University Federal Credit Union. If you're wondering whether Auburn University FCU Platinum MasterCard is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Auburn University FCU Platinum MasterCard has a variable purchase APR that ranges from 7.90% up to 15.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Auburn University FCU Platinum MasterCard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Auburn University FCU Platinum MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.

Auburn University FCU Platinum MasterCard FAQ

Does Auburn University FCU Platinum MasterCard have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Auburn University FCU Platinum MasterCard benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Auburn University FCU Platinum MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Auburn University FCU Platinum MasterCard has a variable purchase APR that ranges from 7.90% up to 15.00%. The card has a variable balance transfer APR that ranges from 7.90% up to 15.00%. It also has a variable cash advance APR that ranges from 7.90% up to 15.00%.

Does Auburn University FCU Platinum MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Auburn University FCU Platinum MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Auburn University FCU Platinum MasterCard?

The following fees apply:

Auburn University FCU Platinum MasterCard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $18
Late Payment Fee up to $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Auburn University FCU Platinum MasterCard have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Auburn University FCU Platinum MasterCard?

The Auburn University FCU Platinum MasterCard customer service number is (334) 844-4120.

What is the support contact email for Auburn University FCU Platinum MasterCard?

The support contact email for Auburn University FCU Platinum MasterCard is memberservices@aufcu.org.

What is the Auburn University FCU Platinum MasterCard login page?

You can access the Auburn University FCU Platinum MasterCard login page here.

How do people rate the customer service and user experience of Auburn University FCU Platinum MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Auburn University FCU Platinum MasterCard report your account activity to credit bureaus?

Yes, Auburn University FCU Platinum MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Auburn University FCU Platinum MasterCard

  • Visit the Auburn University FCU Platinum MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Auburn University FCU Platinum MasterCard

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum 5
Cash Advance Fee (%) Starting at 2
Minimum Cash Advance Fee ($) Starting at 5
Foreign Currency Transaction Fee 0
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to 18
Additional Card Fee Amount 10
Late Fee Amount Up to 20
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 7.90 - 15.00
APR Type Variable APR
Purchase APR (Variable APR) 7.90 - 15.00
Balance Transfer APR (Variable APR) 7.90 - 15.00
Card Type
  • Cashback
Card Network Mastercard

Be the first to rate

 

Would you recommend Auburn University FCU Platinum MasterCard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Credit Cards