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UnaffiliatedAuburn University Federal Credit Union Platinum MasterCard
in Personal Credit Cards from Auburn University Federal Credit Union
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| Purchase APR (Variable APR) | 7.90 - 15.00 |
| Balance Transfer APR (Variable APR) | 7.90 - 15.00 |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Auburn University Federal Credit Union Platinum MasterCard Review
This is a cashback credit card issued by Auburn University Federal Credit Union. If you're wondering whether Auburn University Federal Credit Union Platinum MasterCard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Auburn University Federal Credit Union Platinum MasterCard has a variable purchase APR that ranges from 7.90% up to 15.00%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Auburn University Federal Credit Union Platinum MasterCard have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Auburn University Federal Credit Union Platinum MasterCard benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Auburn University Federal Credit Union Platinum MasterCard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Auburn University Federal Credit Union Platinum MasterCard has a variable purchase APR that ranges from 7.90% up to 15.00%. The card has a variable balance transfer APR that ranges from 7.90% up to 15.00%. It also has a variable cash advance APR that ranges from 7.90% up to 15.00%.
Does Auburn University Federal Credit Union Platinum MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Auburn University Federal Credit Union Platinum MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Auburn University Federal Credit Union Platinum MasterCard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $18 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Auburn University Federal Credit Union Platinum MasterCard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Auburn University Federal Credit Union Platinum MasterCard?
The support contact email for Auburn University Federal Credit Union Platinum MasterCard is memberservices@aufcu.org.
How do people rate the customer service and user experience of Auburn University Federal Credit Union Platinum MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Auburn University Federal Credit Union Platinum MasterCard report your account activity to credit bureaus?
Yes, Auburn University Federal Credit Union Platinum MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Auburn University Federal Credit Union Platinum MasterCard
- Visit the Auburn University Federal Credit Union Platinum MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 1610 Auburn, AL 36831-1610
Auburn, AL 36832 - Visit Site
- Email Support
About Auburn University Federal Credit Union Platinum MasterCard
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0 |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | 5 |
| Cash Advance Fee (%) | Starting at 2 |
| Minimum Cash Advance Fee ($) | Starting at 5 |
| Returned Payment Fee | Up to 18 |
| Additional Card Fee Amount | 10 |
| Late Fee Amount | Up to 20 |
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