BankAmericard Better Balance Rewards Credit Card is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

Jump to Section

Credit Cards

Advertiser Disclosure

Last Updated: 07/28/2025

Not Currently Available

BankAmericard Better Balance Rewards Credit Card

in Credit Cards from Bank of America

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Mostly recommended10 total votes

5 users recommend

4 users are unsure

1 users don't recommend

Cast Your Vote

Compare All Credit Cards

Filter & compare all your options in one place.

View All Products

Highlights

Community Rating

Mostly recommended

Purchase APR (Variable APR)

12.49% - 22.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

12.49% - 22.49%(Verified 06/21/2024)

Credit Score Range

700 - 850

Annual Fee

Number of Reviews

BankAmericard Better Balance Rewards Credit Card Review

This card is no longer available.

The BankAmericard Better Balance Rewards Credit Card is designed for thrifty consumers who appreciate cash rewards. If you are willing to jump through a few hoops the BankAmericard Better Balance Rewards Credit Card truly lives up to its name.

The BankAmericard Better Balance Rewards Credit Card is a personal, unsecured credit card. Applicants must be at least 18 years of age; residents of Puerto Rico must be at least 21 years of age. It is not intended for students or for business use.

What are BankAmericard Better Balance Rewards Credit Card's Rates?

The BankAmericard Better Balance Rewards Credit Card has an introductory 0% APR on balance transfers for the first 12 months. After that, the rate goes up, ranging from 12.49% APR to 22.49% APR depending on your credit. There is also a 3% balance transfer to consider ($10 minimum).

Purchases don't receive an introductory 0% APR introductory period and range from 12.49% APR to 22.49% APR.

Are There Annual Fees?

There are no annual fees.

Does the BankAmericard Better Balance Rewards Credit Card Offer Rewards?

The only reward offered by the BankAmericard Better Balance Rewards Credit Card is reflected in its name. For every quarter that you make consistent on-time payments of more than the minimum monthly payment amount, you can earn 25 dollars, for a maximum of 100 dollars every year. Rewards are increased by 5 dollars each quarter for Bank of America account holders.

Are There Foreign Transaction Fees?

There is a foreign transaction fee of 3 percent for transactions made in a foreign currency or which are processed outside the United States.

Are There Late Payment or Other Penalty Fees?

Late payments are penalized up to 37 dollars; the first late fee triggers the Penalty APR. Returned payments are penalized up to 27 dollars.

If you need to build your credit and you are seeking to develop financial discipline, the BankAmericard Better Balance Rewards Credit Card is one way to accomplish both goals and earn a bit of extra cash. However, if your credit is good or excellent, you can probably find credit cards with more generous reward programs elsewhere.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 North Tryon Street

Charlotte, NC 28255

(800) 432-1000

Visit Site

Email Support