SuperMoney 
  BankAmericard Better Balance Rewards Credit Card

Out of Business

BankAmericard Better Balance Rewards Credit Card

in Personal Credit Cards from Bank of America

Out of Business

BankAmericard Better Balance Rewards Credit Card

in Personal Credit Cards from Bank of America

SuperMoney Net Recommendation Score +40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

5 users recommend
4 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend BankAmericard Better Balance Rewards Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) 12.49% - 22.49%
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) 12.49% - 22.49%
Number of Reviews 10

BankAmericard Better Balance Rewards Credit Card Review

This card is no longer available.

The BankAmericard Better Balance Rewards Credit Card is designed for thrifty consumers who appreciate cash rewards. If you are willing to jump through a few hoops the BankAmericard Better Balance Rewards Credit Card truly lives up to its name.

The BankAmericard Better Balance Rewards Credit Card is a personal, unsecured credit card. Applicants must be at least 18 years of age; residents of Puerto Rico must be at least 21 years of age. It is not intended for students or for business use.

What are BankAmericard Better Balance Rewards Credit Card's Rates?

The BankAmericard Better Balance Rewards Credit Card has an introductory 0% APR on balance transfers for the first 12 months. After that, the rate goes up, ranging from 12.49% APR to 22.49% APR depending on your credit. There is also a 3% balance transfer to consider ($10 minimum).

Purchases don't receive an introductory 0% APR introductory period and range from 12.49% APR to 22.49% APR.

Are There Annual Fees?

There are no annual fees.

Does the BankAmericard Better Balance Rewards Credit Card Offer Rewards?

The only reward offered by the BankAmericard Better Balance Rewards Credit Card is reflected in its name. For every quarter that you make consistent on-time payments of more than the minimum monthly payment amount, you can earn 25 dollars, for a maximum of 100 dollars every year. Rewards are increased by 5 dollars each quarter for Bank of America account holders.

Are There Foreign Transaction Fees?

There is a foreign transaction fee of 3 percent for transactions made in a foreign currency or which are processed outside the United States.

Are There Late Payment or Other Penalty Fees?

Late payments are penalized up to 37 dollars; the first late fee triggers the Penalty APR. Returned payments are penalized up to 27 dollars.

If you need to build your credit and you are seeking to develop financial discipline, the BankAmericard Better Balance Rewards Credit Card is one way to accomplish both goals and earn a bit of extra cash. However, if your credit is good or excellent, you can probably find credit cards with more generous reward programs elsewhere.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.50
Returned Payment Fee $27
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Fraud Liability  
Free FICO Score  
Purchase APR (Variable APR) 12.49% - 22.49%
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 12.49% - 22.49%
Introductory Rate 0%
Balance Transfer Intro APR Period 12

BankAmericard Better Balance Rewards Credit Card Community Reviews

 

Would you recommend BankAmericard Better Balance Rewards Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Deserve Classic Mastercard
Mostly recommended

6 Reviews

Bank of America Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Bank of America Cash Rewards Credit Card

Bank of America Cash Rewards Credit Card

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 15.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

 
5
 
5 total votes
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
BankAmericard Credit Card

BankAmericard Credit Card

Be the first to rate

Balance Transfer APR 15.24% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.24% - 25.24%
(Variable APR)
    0% 36% Variable APR
Bank of America Premium Rewards Card
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 690 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Alaska Airlines Visa Signature® Card
Balance Transfer APR 17.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $75 Annual Fee
Purchase APR 17.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Spirit Airlines World Mastercard

Spirit Airlines World Mastercard

Be the first to rate

Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $59 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Amtrak Guest Rewards® World Mastercard®
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $79 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Air France KLM World Elite Mastercard®
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $89 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Sonesta World Mastercard®

Sonesta World Mastercard®

Be the first to rate

Balance Transfer APR 16.99% - 24.99%
(Fixed APR)
    5% 29% Fixed APR
Credit Score Range 700 - 850     300 850
Annual Fee $75 Annual Fee
Purchase APR 16.99% - 24.99%
(Fixed APR)
    0% 36% Fixed APR
Norwegian Cruise Line® World Mastercard®
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 660 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Royal Caribbean® Visa Signature® Credit Card
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 660 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Virgin Atlantic World Elite Mastercard®
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $90 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Asiana Airlines Visa Signature® Credit Card
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $99 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Celebrity Cruises® Visa Signature® Credit Card
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
Allegiant World Mastercard®

Allegiant World Mastercard®

Be the first to rate

Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $59 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    0% 36% Variable APR
BankAmericard Secured Credit Card

BankAmericard Secured Credit Card

Be the first to rate

Balance Transfer APR 24.49% Variable APR
Credit Score Range 300 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 24.49% Variable APR