Barksdale FCU Visa 1.99 Platinum Credit Card
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| Purchase APR (Variable APR) | 12.90% |
| Balance Transfer APR (Variable APR) | Starting at 12.90% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Barksdale FCU Visa 1.99 Platinum Credit Card Review
This is a cashback credit card issued by Barksdale Federal Credit Union. If you're wondering whether Barksdale FCU Visa 1.99 Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Barksdale FCU Visa 1.99 Platinum Credit Card has a variable purchase APR of 12.90%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Barksdale FCU Visa 1.99 Platinum Credit Card
| The Good | The Bad |
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Barksdale FCU Visa 1.99 Platinum Credit Card FAQ
Does Barksdale FCU Visa 1.99 Platinum Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Barksdale FCU Visa 1.99 Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Barksdale FCU Visa 1.99 Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Barksdale FCU Visa 1.99 Platinum Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Barksdale FCU Visa 1.99 Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Barksdale FCU Visa 1.99 Platinum Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR starting at 12.90% .
Does Barksdale FCU Visa 1.99 Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Barksdale FCU Visa 1.99 Platinum Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 1.99% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.
What are the fees for Barksdale FCU Visa 1.99 Platinum Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $24 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Barksdale FCU Visa 1.99 Platinum Credit Card have a foreign transaction fee?
Barksdale FCU Visa 1.99 Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Barksdale FCU Visa 1.99 Platinum Credit Card?
The Barksdale FCU Visa 1.99 Platinum Credit Card customer service number is (318) 549-8240.
What is the support contact email for Barksdale FCU Visa 1.99 Platinum Credit Card?
The support contact email for Barksdale FCU Visa 1.99 Platinum Credit Card is bfcu@bfcu.org.
What is the Barksdale FCU Visa 1.99 Platinum Credit Card login page?
You can access the Barksdale FCU Visa 1.99 Platinum Credit Card login page here.
How do people rate the customer service and user experience of Barksdale FCU Visa 1.99 Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Barksdale FCU Visa 1.99 Platinum Credit Card report your account activity to credit bureaus?
Yes, Barksdale FCU Visa 1.99 Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Barksdale FCU Visa 1.99 Platinum Credit Card
- Visit the Barksdale FCU Visa 1.99 Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1325 Bellrichard Ave Bldg 825
Bossier, LA 71110 USA - (318) 549-8240
- Visit Site
- Email Support
About Barksdale FCU Visa 1.99 Platinum Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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