Last Updated: 07/28/2025
Barksdale FCU Visa 1.99 Platinum Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
Starting at 12.90%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Barksdale FCU Visa 1.99 Platinum Credit Card Review
This is a cashback credit card issued by Barksdale Federal Credit Union. If you're wondering whether Barksdale FCU Visa 1.99 Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Barksdale FCU Visa 1.99 Platinum Credit Card has a variable regular purchase APR of 12.90%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Barksdale FCU Visa 1.99 Platinum Credit Card
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Barksdale FCU Visa 1.99 Platinum Credit Card FAQ
Does Barksdale FCU Visa 1.99 Platinum Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Barksdale FCU Visa 1.99 Platinum Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Barksdale FCU Visa 1.99 Platinum Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Barksdale FCU Visa 1.99 Platinum Credit Card benefits?
Barksdale FCU Visa 1.99 Platinum Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Barksdale FCU Visa 1.99 Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Barksdale FCU Visa 1.99 Platinum Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR starting at 12.90% .
Does Barksdale FCU Visa 1.99 Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Barksdale FCU Visa 1.99 Platinum Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of 12 months.
What are the fees for Barksdale FCU Visa 1.99 Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee starting at $10. Does Barksdale FCU Visa 1.99 Platinum Credit Card have a foreign transaction fee?
Barksdale FCU Visa 1.99 Platinum Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Barksdale FCU Visa 1.99 Platinum Credit Card?
The customer service number for Barksdale FCU Visa 1.99 Platinum Credit Card is (318) 549-8240.
What is the support contact email for Barksdale FCU Visa 1.99 Platinum Credit Card?
The support contact email for Barksdale FCU Visa 1.99 Platinum Credit Card is bfcu@bfcu.org.
What is the login page for Barksdale FCU Visa 1.99 Platinum Credit Card?
You can access the login page of Barksdale FCU Visa 1.99 Platinum Credit Card here.
How do people rate the customer service and user experience of Barksdale FCU Visa 1.99 Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Barksdale FCU Visa 1.99 Platinum Credit Card report your account activity to credit bureaus?
Yes, Barksdale FCU Visa 1.99 Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Barksdale Federal Credit Union perform a hard credit pull?
Yes, Barksdale FCU Visa 1.99 Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Barksdale FCU Visa 1.99 Platinum Credit Card
- Visit the website of Barksdale FCU Visa 1.99 Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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