Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card Review

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card is a cashback credit card issued by Barksdale Federal Credit Union. If you're wondering whether Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card has a variable purchase APR of 12.90%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card is accepted. Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Does not include many credit card benefits.

Is there a Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card cash back or rewards program?

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card benefits?

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card has lower than average purchase APRs.

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card has a variable purchase APR of 12.90%. The card has a variable balance transfer APR starting at 12.90% .

What are the fees for Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card?

The following fees apply to Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card:

Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Returned Payment Fee	$24

Does Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card report your account activity to credit bureaus?

Yes, Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card

• Visit the Barksdale Federal Credit Union Visa 1.99 Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.