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  BCS Community Credit Union Share Secured Visa Credit Card

BCS Community Credit Union Share Secured Visa Credit Card

in Personal Credit Cards from BCS Community Credit Union

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BCS Community Credit Union Share Secured Visa Credit Card

Unaffiliated

in Personal Credit Cards from BCS Community Credit Union

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range N/A
Annual Fee $0

BCS Community Credit Union Share Secured Visa Credit Card Review

BCS Community Credit Union Share Secured Visa Credit Card is a secured credit card credit card issued by BCS Community Credit Union. If you're wondering whether BCS Community Credit Union Share Secured Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
BCS Community Credit Union Share Secured Visa Credit Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Identity Theft Protection.
  • BCS Community Credit Union Share Secured Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
BCS Community Credit Union Share Secured Visa Credit Card FAQ

Is there a BCS Community Credit Union Share Secured Visa Credit Card cash back or rewards program?

No, BCS Community Credit Union Share Secured Visa Credit Card does not offer a rewards program.

What are the BCS Community Credit Union Share Secured Visa Credit Card benefits?

BCS Community Credit Union Share Secured Visa Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for BCS Community Credit Union Share Secured Visa Credit Card?

Does BCS Community Credit Union Share Secured Visa Credit Card have an introductory APR offer on balance transfers?

No, BCS Community Credit Union Share Secured Visa Credit Card does not come with an introductory APR offer for balance transfers.

Does BCS Community Credit Union Share Secured Visa Credit Card have an introductory APR offer on new purchases?

BCS Community Credit Union Share Secured Visa Credit Card does not offer an introductory rate on new purchases.
BCS Community Credit Union Share Secured Visa Credit Card Purchase Intro Offer
Description

What are the fees for BCS Community Credit Union Share Secured Visa Credit Card?

The following fees apply to BCS Community Credit Union Share Secured Visa Credit Card:

BCS Community Credit Union Share Secured Visa Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $15

Does BCS Community Credit Union Share Secured Visa Credit Card report your account activity to credit bureaus?

Yes, BCS Community Credit Union Share Secured Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BCS Community Credit Union Share Secured Visa Credit Card

  • Visit the BCS Community Credit Union Share Secured Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About BCS Community Credit Union Share Secured Visa Credit Card

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View all personal credit cards offered by BCS Community Credit Union
View BCS Community Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Rewards Type No Rewards
Credit Limit Up to $5,000
Card Type
  • Secured
  • Low Interest
  • Bad Credit
Card Network Visa

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SUPERMONEY NET RECOMMENDATION SCORE

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