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Berkshire Bank Premier Rewards American Express® CardNot Currently Available
Berkshire Bank Premier Rewards American Express® Card
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Purchase APR (Variable APR) | 11.99% - 23.99% |
Balance Transfer APR (Variable APR) | 11.99% - 23.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 - $99 |
Berkshire Bank Premier Rewards American Express® Card Review
Berkshire Bank Premier Rewards American Express® Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs. |
This is a rewards card issued by Berkshire Bank. If you're wondering whether Berkshire Bank Premier Rewards American Express® Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Berkshire Bank Premier Rewards American Express® Card has a variable purchase APR that ranges from 11.99% up to 23.99%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Berkshire Bank Premier Rewards American Express® Card
The Good | The Bad |
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Berkshire Bank Premier Rewards American Express® Card FAQ
Does Berkshire Bank Premier Rewards American Express® Card have a cash back or rewards program?
Berkshire Bank Premier Rewards American Express® Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Berkshire Bank Premier Rewards American Express® Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Berkshire Bank Premier Rewards American Express® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Berkshire Bank Premier Rewards American Express® Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Berkshire Bank Premier Rewards American Express® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Berkshire Bank Premier Rewards American Express® Card has a variable purchase APR that ranges from 11.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 23.99%. It also has a variable cash advance APR that ranges from 11.99% up to 23.99%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Berkshire Bank Premier Rewards American Express® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Berkshire Bank Premier Rewards American Express® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Berkshire Bank Premier Rewards American Express® Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | Starting at $0 up to $99 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $40 |
Does Berkshire Bank Premier Rewards American Express® Card have a foreign transaction fee?
Berkshire Bank Premier Rewards American Express® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Berkshire Bank Premier Rewards American Express® Card?
The Berkshire Bank Premier Rewards American Express® Card customer service number is (800) 773-5601.
What is the support contact email for Berkshire Bank Premier Rewards American Express® Card?
The support contact email for Berkshire Bank Premier Rewards American Express® Card is websupport@berkshirebank.com.
What is the Berkshire Bank Premier Rewards American Express® Card login page?
You can access the Berkshire Bank Premier Rewards American Express® Card login page here.
How do people rate the customer service and user experience of Berkshire Bank Premier Rewards American Express® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Berkshire Bank Premier Rewards American Express® Card report your account activity to credit bureaus?
Yes, Berkshire Bank Premier Rewards American Express® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Berkshire Bank Premier Rewards American Express® Card
- Visit the Berkshire Bank Premier Rewards American Express® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 9201
Old Bethpage, NY 11804 USA - (800) 773-5601
- Visit Site
- Email Support
Other Services by Berkshire Bank
Other Credit Cards by Berkshire Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 4% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Annual Fee | $0 - $99 |
Minimum Interest Charge | $2.00 |
No Interest Grace Period for Late Payment | 24 days |
Returned Payment Fee | Up to $35 |
Late Fee Amount | Up to $40 |
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