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Last Updated: 07/28/2025

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Berkshire Bank Premier Rewards American Express® Card

in Credit Cards from Berkshire Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Berkshire Bank Premier Rewards American Express® Card logo
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Highlights

Purchase APR (Variable APR)

11.99% - 23.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

11.99% - 23.99%(Verified 06/21/2024)
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Credit Score Range

650 - 850

Annual Fee

$0 - $99

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Berkshire Bank Premier Rewards American Express® Card Review

This is a rewards card issued by Berkshire Bank. If you're wondering whether Berkshire Bank Premier Rewards American Express® Card is the right card for you, read on.

Key Takeaways

  • APRs: Berkshire Bank Premier Rewards American Express® Card has a variable regular purchase APR that ranges from 11.99% up to 23.99%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Berkshire Bank Premier Rewards American Express® Card

Berkshire Bank Premier Rewards American Express® Card FAQ

Does Berkshire Bank Premier Rewards American Express® Card have a cash back or rewards program?

Berkshire Bank Premier Rewards American Express® Card is a rewards card.

Does Berkshire Bank Premier Rewards American Express® Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Berkshire Bank Premier Rewards American Express® Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Berkshire Bank Premier Rewards American Express® Card benefits?

Berkshire Bank Premier Rewards American Express® Card provides the following benefits:
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Berkshire Bank Premier Rewards American Express® Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Berkshire Bank Premier Rewards American Express® Card has a variable purchase APR that ranges from 11.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 23.99%. It also has a variable cash advance APR that ranges from 11.99% up to 23.99%.
The good news is this card does not charge a penalty APR if you are late on a payment.

Does Berkshire Bank Premier Rewards American Express® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Berkshire Bank Premier Rewards American Express® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Berkshire Bank Premier Rewards American Express® Card?

This card charges an annual fee ranging from $0 up to $99.

Does Berkshire Bank Premier Rewards American Express® Card have a foreign transaction fee?

Berkshire Bank Premier Rewards American Express® Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Berkshire Bank Premier Rewards American Express® Card?

The customer service number for Berkshire Bank Premier Rewards American Express® Card is (800) 773-5601.

What is the support contact email for Berkshire Bank Premier Rewards American Express® Card?

The support contact email for Berkshire Bank Premier Rewards American Express® Card is websupport@berkshirebank.com.

What is the login page for Berkshire Bank Premier Rewards American Express® Card?

You can access the login page of Berkshire Bank Premier Rewards American Express® Card here.

How do people rate the customer service and user experience of Berkshire Bank Premier Rewards American Express® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Berkshire Bank Premier Rewards American Express® Card report your account activity to credit bureaus?

Yes, Berkshire Bank Premier Rewards American Express® Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Berkshire Bank perform a hard credit pull?

Yes, Berkshire Bank Premier Rewards American Express® Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Berkshire Bank Premier Rewards American Express® Card

  • Visit the website of Berkshire Bank Premier Rewards American Express® Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 9201
Old Bethpage, NY 11804
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Hours of Operation

Sunday
All Day
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Wednesday
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