Cathay Pacific Visa Signature Card Review

Cathay Pacific Visa Signature Card is a rewards credit card issued by Synchrony Bank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Cathay Pacific Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Cathay Pacific Visa Signature Card

Pros	Cons
Marco Polo Green Club membership, free for the first year. Membership offers perks like priority boarding, extra baggage redemption, lounge access redemption and extra leg room seat redemption. No foreign transaction fees Mileage sign up bonus for new customers.	Annual fee applies immediately, unlike many airline credit cards that waive their annual fee for the first year. Current or past card holders are not eligible for the sign up bonus. Lower points per dollar than similar travel cards.

Is there a Cathay Pacific Visa Signature Card cash back or rewards program?

Cathay Pacific Visa Signature Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

• Airfare
• Car Rentals
• Every Purchase
• Hotels
• Restaurants
• Trains, Cruises, Other Travel

Cathay Pacific Visa Signature Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	30000
Signup Bonus Spend Requirement	$3000

What are the Cathay Pacific Visa Signature Card benefits?

Cathay Pacific Visa Signature Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Cathay Pacific Visa Signature Card?

Cathay Pacific Visa Signature Card has a variable purchase APR that ranges from 18.24% up to 21.24%.

It also has a variable cash advance APR starting at 29.99% .

What are the Cathay Pacific Visa Signature Card fees?

$95 Annual Fee. Cathay Pacific Visa Signature Card charges an annual fee of $95. No foreign transaction fee. Cathay Pacific Visa Signature Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Cathay Pacific Visa Signature Card:

Cathay Pacific Visa Signature Card Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Late Payment Fee	$27 - $38

Does Cathay Pacific Visa Signature Card report your account activity to credit bureaus?

Cathay Pacific Visa Signature Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Cathay Pacific Visa Signature Card

• Visit the Synchrony Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.