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Cathay Pacific Visa Signature® Card
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Purchase APR (Variable APR) |
19.24% - 22.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 650 - 850 |
Annual Fee | $95 |
Cathay Pacific Visa Signature® Card Review
This is a rewards card issued by Synchrony Bank. If you're wondering whether Cathay Pacific Visa Signature® Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 40000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.24% up to 22.24%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Cathay Pacific Visa Signature® Card
The Good | The Bad |
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Cathay Pacific Visa Signature® Card FAQ
Does Cathay Pacific Visa Signature® Card have a cash back or rewards program?
Cathay Pacific Visa Signature® Card is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 40000 |
Signup Bonus Spend Requirement | $3000 |
Signup Bonus Spend Period (months) | 3 months |
Does Cathay Pacific Visa Signature® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does Cathay Pacific Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Cathay Pacific Visa Signature® Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Cathay Pacific Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Cathay Pacific Visa Signature® Card has a variable purchase APR that ranges from 19.24% up to 22.24%. It also has a variable cash advance APR of 29.99% .
Does Cathay Pacific Visa Signature® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cathay Pacific Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cathay Pacific Visa Signature® Card?
The following fees apply:
Description | |
---|---|
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee? | |
Annual Fee | $95 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $30 |
Late Fee Amount | Up to $40 |
This card charges a $95 annual fee.
Does Cathay Pacific Visa Signature® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Cathay Pacific Visa Signature® Card?
The Cathay Pacific Visa Signature® Card customer service number is (866) 226-5638.
What is the support contact email for Cathay Pacific Visa Signature® Card?
The support contact email for Cathay Pacific Visa Signature® Card is customer.service@mail.synchronybank.com.
What is the Cathay Pacific Visa Signature® Card login page?
You can access the Cathay Pacific Visa Signature® Card login page here.
How do people rate the customer service and user experience of Cathay Pacific Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cathay Pacific Visa Signature® Card report your account activity to credit bureaus?
Yes, Cathay Pacific Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Cathay Pacific Visa Signature® Card
- Visit the Cathay Pacific Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Other Credit Cards by Synchrony Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $95 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | $30 |
Late Fee Amount | Up to $40 |
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