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  City of Boston Credit Union Visa Platinum Card

City of Boston Credit Union Visa Platinum Card

in Personal Credit Cards from City of Boston Credit Union

Unaffiliated

City of Boston Credit Union Visa Platinum Card

Unaffiliated

in Personal Credit Cards from City of Boston Credit Union

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

City of Boston Credit Union Visa Platinum Card Review

This is a secured credit card credit card issued by City of Boston Credit Union. If you're wondering whether City of Boston Credit Union Visa Platinum Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of City of Boston Credit Union Visa Platinum Card
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • City of Boston Credit Union Visa Platinum Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
City of Boston Credit Union Visa Platinum Card FAQ

Does City of Boston Credit Union Visa Platinum Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the City of Boston Credit Union Visa Platinum Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for City of Boston Credit Union Visa Platinum Card?

Does City of Boston Credit Union Visa Platinum Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does City of Boston Credit Union Visa Platinum Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for City of Boston Credit Union Visa Platinum Card?

The following fees apply:

City of Boston Credit Union Visa Platinum Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

How do people rate the customer service and user experience of City of Boston Credit Union Visa Platinum Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does City of Boston Credit Union Visa Platinum Card report your account activity to credit bureaus?

Yes, City of Boston Credit Union Visa Platinum Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for City of Boston Credit Union Visa Platinum Card

  • Visit the City of Boston Credit Union Visa Platinum Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   One Union Street, 3rd Floor
    Boston, MA 02108
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

About City of Boston Credit Union Visa Platinum Card

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View all personal credit cards offered by City of Boston Credit Union
View City of Boston Credit Union Profile

Availability

  Available in 2 states
  • Massachusetts
  • Rhode Island

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Credit Limit Up to $20
Card Type
  • Secured
  • Balance Transfer
Card Network Visa

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We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.