Colorado Credit Union Secured Classic Visa credit card
in Personal Credit Cards from Colorado Credit Union
UnaffiliatedColorado Credit Union Secured Classic Visa credit card
in Personal Credit Cards from Colorado Credit Union
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| Purchase APR (Fixed APR) | 10.95% - 21.00% |
| Balance Transfer APR (Fixed APR) | 10.95% - 21.00% |
| Credit Score Range | 300 - 550 |
| Annual Fee | $0 |
Colorado Credit Union Secured Classic Visa credit card Review
This is a secured credit card credit card issued by Colorado Credit Union. If you're wondering whether Colorado Credit Union Secured Classic Visa credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Colorado Credit Union Secured Classic Visa credit card has a fixed purchase APR that ranges from 10.95% up to 21.00%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
| The Good | The Bad |
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Does Colorado Credit Union Secured Classic Visa credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Colorado Credit Union Secured Classic Visa credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Colorado Credit Union Secured Classic Visa credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 10.95% up to 21.00%. The card has a fixed balance transfer APR that ranges from 10.95% up to 21.00%. It also has a fixed cash advance APR that ranges from 10.95% up to 21.00%.
Does Colorado Credit Union Secured Classic Visa credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Colorado Credit Union Secured Classic Visa credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Colorado Credit Union Secured Classic Visa credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Colorado Credit Union Secured Classic Visa credit card have a foreign transaction fee?
Colorado Credit Union Secured Classic Visa credit card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Colorado Credit Union Secured Classic Visa credit card?
The Colorado Credit Union Secured Classic Visa credit card customer service number is (800) 828-2274.
What is the support contact email for Colorado Credit Union Secured Classic Visa credit card?
The support contact email for Colorado Credit Union Secured Classic Visa credit card is inquire@ccu.org.
Does Colorado Credit Union Secured Classic Visa credit card report your account activity to credit bureaus?
Yes, Colorado Credit Union Secured Classic Visa credit card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Colorado Credit Union Secured Classic Visa credit card
- Visit the Colorado Credit Union Secured Classic Visa credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
8331 Continental Divide Rd
Littleton, CO 80127 - (800) 828-2274
- Visit Site
- Email Support
About Colorado Credit Union Secured Classic Visa credit card
Availability
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $25.00 |
| Minimum Cash Advance Fee ($) | $25 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Up to $30 |
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