Last Updated: 07/28/2025
Commerce Bank of Oregon Visa Platinum Credit Card
Unaffiliated
in Credit Cards from Commerce Bank of Oregon
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
14.04%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
600 - 850
Annual Fee
$25
Commerce Bank of Oregon Visa Platinum Credit Card Review
This is a card issued by Commerce Bank of Oregon. If you're wondering whether Commerce Bank of Oregon Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Commerce Bank of Oregon Visa Platinum Credit Card
| The Good | The Bad |
|
|
Commerce Bank of Oregon Visa Platinum Credit Card FAQ
Does Commerce Bank of Oregon Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Commerce Bank of Oregon Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%. Commerce Bank of Oregon Visa Platinum Credit Card does not offer balance transfers. It also has a fixed cash advance APR of 14.04% .
Does Commerce Bank of Oregon Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Commerce Bank of Oregon Visa Platinum Credit Card does not offer balance transfers.Does Commerce Bank of Oregon Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Commerce Bank of Oregon Visa Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $25.
Does Commerce Bank of Oregon Visa Platinum Credit Card have a foreign transaction fee?
Commerce Bank of Oregon Visa Platinum Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Commerce Bank of Oregon Visa Platinum Credit Card?
The customer service number for Commerce Bank of Oregon Visa Platinum Credit Card is (503) 548-1000.
What is the support contact email for Commerce Bank of Oregon Visa Platinum Credit Card?
The support contact email for Commerce Bank of Oregon Visa Platinum Credit Card is clientservice@tcboregon.com.
What is the login page for Commerce Bank of Oregon Visa Platinum Credit Card?
You can access the login page of Commerce Bank of Oregon Visa Platinum Credit Card here.
How do people rate the customer service and user experience of Commerce Bank of Oregon Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Commerce Bank of Oregon Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Commerce Bank of Oregon Visa Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Commerce Bank of Oregon perform a hard credit pull?
Yes, Commerce Bank of Oregon Visa Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Commerce Bank of Oregon Visa Platinum Credit Card
- Visit the website of Commerce Bank of Oregon Visa Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed