Commerce Bank of Oregon Visa Platinum Credit Card
in Personal Credit Cards from Commerce Bank of Oregon
UnaffiliatedCommerce Bank of Oregon Visa Platinum Credit Card
in Personal Credit Cards from Commerce Bank of Oregon
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| Purchase APR (Fixed APR) | 14.04% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $25 |
Commerce Bank of Oregon Visa Platinum Credit Card Review
Commerce Bank of Oregon Visa Platinum Credit Card is a credit card issued by Commerce Bank of Oregon. If you're wondering whether Commerce Bank of Oregon Visa Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
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Is there a Commerce Bank of Oregon Visa Platinum Credit Card cash back or rewards program?
No, Commerce Bank of Oregon Visa Platinum Credit Card does not offer a rewards program.
What are the Commerce Bank of Oregon Visa Platinum Credit Card benefits?
Commerce Bank of Oregon Visa Platinum Credit Card provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Commerce Bank of Oregon Visa Platinum Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Commerce Bank of Oregon Visa Platinum Credit Card has lower than average purchase APRs.Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%. It also has a fixed cash advance APR of 14.04% .
Does Commerce Bank of Oregon Visa Platinum Credit Card have an introductory APR offer on balance transfers?
No, Commerce Bank of Oregon Visa Platinum Credit Card does not come with an introductory APR offer for balance transfers.Does Commerce Bank of Oregon Visa Platinum Credit Card have an introductory APR offer on new purchases?
Commerce Bank of Oregon Visa Platinum Credit Card does not offer an introductory rate on new purchases.What are the fees for Commerce Bank of Oregon Visa Platinum Credit Card?
The following fees apply to Commerce Bank of Oregon Visa Platinum Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Commerce Bank of Oregon Visa Platinum Credit Card have a foreign transaction fee?
Commerce Bank of Oregon Visa Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Commerce Bank of Oregon Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Commerce Bank of Oregon Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Commerce Bank of Oregon Visa Platinum Credit Card
- Visit the Commerce Bank of Oregon Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1211 SW 5th Avenue
Suite 1250
Portland, OR 97204 - (503) 548-1000
- Visit Site
About Commerce Bank of Oregon Visa Platinum Credit Card
Availability
Feature Breakdown
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee (%) | 1% |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $25 |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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