Commerce Bank of Oregon Visa Platinum Credit Card
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| Purchase APR (Fixed APR) | 14.04% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $25 |
Commerce Bank of Oregon Visa Platinum Credit Card Review
This is a credit card issued by Commerce Bank of Oregon. If you're wondering whether Commerce Bank of Oregon Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Commerce Bank of Oregon Visa Platinum Credit Card
| The Good | The Bad |
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Commerce Bank of Oregon Visa Platinum Credit Card FAQ
Does Commerce Bank of Oregon Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Commerce Bank of Oregon Visa Platinum Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Commerce Bank of Oregon Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Commerce Bank of Oregon Visa Platinum Credit Card has a fixed purchase APR of 14.04%. It also has a fixed cash advance APR of 14.04% .
Does Commerce Bank of Oregon Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Commerce Bank of Oregon Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Commerce Bank of Oregon Visa Platinum Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Commerce Bank of Oregon Visa Platinum Credit Card have a foreign transaction fee?
Commerce Bank of Oregon Visa Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Commerce Bank of Oregon Visa Platinum Credit Card?
The Commerce Bank of Oregon Visa Platinum Credit Card customer service number is (503) 548-1000.
What is the support contact email for Commerce Bank of Oregon Visa Platinum Credit Card?
The support contact email for Commerce Bank of Oregon Visa Platinum Credit Card is clientservice@tcboregon.com.
What is the Commerce Bank of Oregon Visa Platinum Credit Card login page?
You can access the Commerce Bank of Oregon Visa Platinum Credit Card login page here.
How do people rate the customer service and user experience of Commerce Bank of Oregon Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Commerce Bank of Oregon Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Commerce Bank of Oregon Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Commerce Bank of Oregon Visa Platinum Credit Card
- Visit the Commerce Bank of Oregon Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1211 SW 5th Avenue
Suite 1250
Portland, OR 97204 USA - (503) 548-1000
- Visit Site
- Email Support
About Commerce Bank of Oregon Visa Platinum Credit Card
Availability
Feature Breakdown
| Cash Advance Fee (%) | 1% |
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $25 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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