SuperMoney
  Community Resource Credit Union MyPath Premier MasterCard

Community Resource Credit Union MyPath Premier MasterCard

in Personal Credit Cards from Community Resource Credit Union

Unaffiliated

Community Resource Credit Union MyPath Premier MasterCard

Unaffiliated

in Personal Credit Cards from Community Resource Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Community Resource Credit Union MyPath Premier MasterCard to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 7.24% - 16.74%
Balance Transfer APR  (Variable APR) 7.24% - 16.74%
Credit Score Range 500 - 800
Annual Fee N/A

Community Resource Credit Union MyPath Premier MasterCard Review

Community Resource Credit Union MyPath Premier MasterCard is a credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union MyPath Premier MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 7.24% up to 16.74%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Community Resource Credit Union MyPath Premier MasterCard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair or poor credit.
  • Community Resource Credit Union MyPath Premier MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
Community Resource Credit Union MyPath Premier MasterCard FAQ

Is there a Community Resource Credit Union MyPath Premier MasterCard cash back or rewards program?

No, Community Resource Credit Union MyPath Premier MasterCard does not offer a rewards program.

What are the Community Resource Credit Union MyPath Premier MasterCard benefits?

Community Resource Credit Union MyPath Premier MasterCard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Price Protection
  • Travel Accident Insurance
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Community Resource Credit Union MyPath Premier MasterCard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Community Resource Credit Union MyPath Premier MasterCard has lower than average purchase APRs.

Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 7.24% up to 16.74%. The card has a variable balance transfer APR that ranges from 7.24% up to 16.74%. It also has a variable cash advance APR that ranges from 10.24% up to 17.99%.

Does Community Resource Credit Union MyPath Premier MasterCard have an introductory APR offer on balance transfers?

Yes, Community Resource Credit Union MyPath Premier MasterCard offers an introductory APR rate on balance transfers of 2.99% for a period of up to 15 months.

Community Resource Credit Union MyPath Premier MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 7.24% - 16.74%

Does Community Resource Credit Union MyPath Premier MasterCard have an introductory APR offer on new purchases?

Community Resource Credit Union MyPath Premier MasterCard Purchase Intro Offer
Description
Introductory Rate 2.99%
Purchase Intro APR Period 15 months

This card does offer an introductory APR rate of 2.99% on qualified purchases for a period of up to 15 months.

What are the fees for Community Resource Credit Union MyPath Premier MasterCard?

The following fees apply to Community Resource Credit Union MyPath Premier MasterCard:

Community Resource Credit Union MyPath Premier MasterCard Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Community Resource Credit Union MyPath Premier MasterCard report your account activity to credit bureaus?

Yes, Community Resource Credit Union MyPath Premier MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource Credit Union MyPath Premier MasterCard

  • Visit the Community Resource Credit Union MyPath Premier MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union MyPath Premier MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union MyPath Premier MasterCard

Icon for Personal Credit Cards
View all personal credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Every Purchase (Points) At least 21-day grace period on purchases.
Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 15 months
No Foreign Transaction Fee
Cash Advance Fee (%) Starting at 2%
Returned Payment Fee Up to $25
Paper Statement Fee $4.00
Late Fee Amount Up to $25
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 500 - 800
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Concierge
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Entertainment
  • Travel
Cash Advance APR (Variable APR) 10.24% - 17.99%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25
Purchase APR (Variable APR) 7.24% - 16.74%
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 7.24% - 16.74%

Be the first to rate

 

Would you recommend Community Resource Credit Union MyPath Premier MasterCard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Community Resource Credit Union Personal Credit Cards

Loading...