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  Community Resource Credit Union MyPath Premier MasterCard
Community Resource Credit Union MyPath Premier MasterCard Unaffiliated

Community Resource Credit Union MyPath Premier MasterCard

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Highlights
Purchase APR  (Variable APR) 10.99% - 17.99%
(Verified 12/21/2022)
Balance Transfer APR  (Variable APR) 10.99% - 17.99%
(Verified 12/21/2022)
Credit Score Range 500 - 800
Annual Fee $0

Community Resource Credit Union MyPath Premier MasterCard Review

This is a card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union MyPath Premier MasterCard is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Community Resource Credit Union MyPath Premier MasterCard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair credit.
  • Community Resource Credit Union MyPath Premier MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.

Community Resource Credit Union MyPath Premier MasterCard FAQ

Does Community Resource Credit Union MyPath Premier MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community Resource Credit Union MyPath Premier MasterCard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Price Protection
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Community Resource Credit Union MyPath Premier MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 17.99%. It also has a variable cash advance APR that ranges from 13.99% up to 17.99%.

Does Community Resource Credit Union MyPath Premier MasterCard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 15 months.

Community Resource Credit Union MyPath Premier MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 10.99% - 17.99%

Does Community Resource Credit Union MyPath Premier MasterCard have an intro APR offer on new purchases?

Community Resource Credit Union MyPath Premier MasterCard Purchase Intro Offer
Description
Introductory Rate 2.99%
Purchase Intro APR Period 15 months

This card does offer an intro APR rate of 2.99% on qualified purchases for a period of up to 15 months.

What are the fees for Community Resource Credit Union MyPath Premier MasterCard?

The following fees apply:

Community Resource Credit Union MyPath Premier MasterCard Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Community Resource Credit Union MyPath Premier MasterCard?

The Community Resource Credit Union MyPath Premier MasterCard customer service number is (281) 422-3611.

What is the support contact email for Community Resource Credit Union MyPath Premier MasterCard?

The support contact email for Community Resource Credit Union MyPath Premier MasterCard is answers@crcu.org.

What is the Community Resource Credit Union MyPath Premier MasterCard login page?

You can access the Community Resource Credit Union MyPath Premier MasterCard login page here.

How do people rate the customer service and user experience of Community Resource Credit Union MyPath Premier MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community Resource Credit Union MyPath Premier MasterCard report your account activity to credit bureaus?

Yes, Community Resource Credit Union MyPath Premier MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource Credit Union MyPath Premier MasterCard

  • Visit the Community Resource Credit Union MyPath Premier MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union MyPath Premier MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union MyPath Premier MasterCard

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Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 15 months
Cash Advance Fee (%) Starting at 2%
No Foreign Transaction Fee
Annual Fee $0
Returned Payment Fee Up to $25
Paper Statement Fee $4.00
Late Fee Amount Up to $25
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 500 - 800
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • 1x Point on Travel
Cash Advance APR (Variable APR) 13.99% - 17.99%
APR Type Variable APR
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $25
Purchase APR (Variable APR) 10.99% - 17.99%
(Verified 12/21/2022)
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 10.99% - 17.99%
(Verified 12/21/2022)

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