Community Resource Credit Union MyPath Premier MasterCard

Community Resource Credit Union MyPath Premier MasterCard Review

This is a card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union MyPath Premier MasterCard is the right card for you, read on.

Key Takeaways

• Competitive APRs. Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Community Resource Credit Union MyPath Premier MasterCard

The Good

The Bad

Potentially lower than average purchase APRs. Has an introductory APR rate on balance transfers of 2.99%. No balance transfer fee. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair credit. Community Resource Credit Union MyPath Premier MasterCard reports to multiple credit bureaus.

Does not offer a signup bonus. Does not offer rewards or cash back.

Community Resource Credit Union MyPath Premier MasterCard FAQ

Does Community Resource Credit Union MyPath Premier MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community Resource Credit Union MyPath Premier MasterCard benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Trip Cancellation Insurance
• Price Protection
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Community Resource Credit Union MyPath Premier MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Community Resource Credit Union MyPath Premier MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 17.99%. It also has a variable cash advance APR that ranges from 13.99% up to 17.99%.

What are the fees for Community Resource Credit Union MyPath Premier MasterCard?

The following fees apply:

Community Resource Credit Union MyPath Premier MasterCard Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $25
Late Payment Fee	up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Community Resource Credit Union MyPath Premier MasterCard report your account activity to credit bureaus?

Yes, Community Resource Credit Union MyPath Premier MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource Credit Union MyPath Premier MasterCard

• Visit the Community Resource Credit Union MyPath Premier MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.