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  Community Resource Credit Union Secured MasterCard

Community Resource Credit Union Secured MasterCard

in Personal Credit Cards from Community Resource Credit Union

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Community Resource Credit Union Secured MasterCard

Unaffiliated

in Personal Credit Cards from Community Resource Credit Union

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Highlights
Purchase APR  (Variable APR) Up to 17.95%
Balance Transfer APR  (Variable APR) Up to 17.95%
Credit Score Range N/A
Annual Fee N/A

Community Resource Credit Union Secured MasterCard Review

Community Resource Credit Union Secured MasterCard is a secured credit card credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union Secured MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 2% Balance transfer fee. Community Resource Credit Union Secured MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, price protection, purchase protection, and fraud protection.
Community Resource Credit Union Secured MasterCard Pros & Cons
The Good The Bad
  • Has an introductory APR rate on balance transfers of 17.95%.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Credit history not required.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.
Community Resource Credit Union Secured MasterCard FAQ

Is there a Community Resource Credit Union Secured MasterCard cash back or rewards program?

No, Community Resource Credit Union Secured MasterCard does not offer a rewards program.

What are the Community Resource Credit Union Secured MasterCard benefits?

Community Resource Credit Union Secured MasterCard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Cellular Telephone Protection

What are the relevant APRs for Community Resource Credit Union Secured MasterCard?

Community Resource Credit Union Secured MasterCard has a variable purchase APR of up to 17.95%.

The card has a variable balance transfer APR of up to 17.95%.

The card has a variable cash advance APR of up to 17.95%.

Does Community Resource Credit Union Secured MasterCard have an introductory APR offer on balance transfers?

Yes, Community Resource Credit Union Secured MasterCard offers an introductory APR rate on balance transfers of 17.95%

Community Resource Credit Union Secured MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 17.95%
Balance Transfer Fee % 2%

Does Community Resource Credit Union Secured MasterCard have an introductory APR offer on new purchases?

Community Resource Credit Union Secured MasterCard does not offer an introductory rate on new purchases.

What are the fees for Community Resource Credit Union Secured MasterCard?

The following fees apply to Community Resource Credit Union Secured MasterCard:

Community Resource Credit Union Secured MasterCard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25.00

Does Community Resource Credit Union Secured MasterCard have a foreign transaction fee?

Community Resource Credit Union Secured MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Community Resource Credit Union Secured MasterCard report your account activity to credit bureaus?

Community Resource Credit Union Secured MasterCard does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for Community Resource Credit Union Secured MasterCard

  • Visit the Community Resource Credit Union Secured MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union Secured MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union Secured MasterCard

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View all personal credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 2%
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25.00
Credit History Not Required
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Bureau Reporting None
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
Rewards Type Points
Cash Advance APR (Variable APR) Up to 17.95%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit $500.00 - $2.00
Purchase APR (Variable APR) Up to 17.95%
Balance Transfer Introductory APR (Variable APR) 17.95%
Balance Transfer APR (Variable APR) Up to 17.95%
Balance Transfer Fee % 2%
Card Type
  • Secured
Card Network Mastercard

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