Last Updated: 07/28/2025
Community Resource Credit Union Secured MasterCard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 17.95%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Up to 17.95%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Community Resource Credit Union Secured MasterCard Review
This is a secured credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union Secured MasterCard is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Community Resource Credit Union Secured MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, price protection, purchase security, and fraud protection.
Pros & Cons of Community Resource Credit Union Secured MasterCard
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Community Resource Credit Union Secured MasterCard FAQ
Does Community Resource Credit Union Secured MasterCard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Price Protection
- Cell Phone Protection
What are the relevant APRs for Community Resource Credit Union Secured MasterCard?
It has a variable purchase APR of up to 17.95%. variable balance transfer APR of up to 17.95%. Community Resource Credit Union Secured MasterCard does not offer balance transfers. The card has a variable cash advance APR of up to 17.95%.Does Community Resource Credit Union Secured MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Community Resource Credit Union Secured MasterCard does not offer balance transfers.Does Community Resource Credit Union Secured MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Community Resource Credit Union Secured MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Community Resource Credit Union Secured MasterCard have a foreign transaction fee?
Community Resource Credit Union Secured MasterCard charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Community Resource Credit Union Secured MasterCard?
The customer service number for Community Resource Credit Union Secured MasterCard is (281) 422-3611.
What is the support contact email for Community Resource Credit Union Secured MasterCard?
The support contact email for Community Resource Credit Union Secured MasterCard is answers@crcu.org.
What is the login page for Community Resource Credit Union Secured MasterCard?
You can access the login page of Community Resource Credit Union Secured MasterCard here.
How do people rate the customer service and user experience of Community Resource Credit Union Secured MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Community Resource Credit Union Secured MasterCard report your account activity to credit bureaus?
Community Resource Credit Union Secured MasterCard does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.
Does Community Resource Credit Union perform a hard credit pull?
Yes, Community Resource Credit Union Secured MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Community Resource Credit Union Secured MasterCard
- Visit the website of Community Resource Credit Union Secured MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Community Resource Credit Union Secured MasterCard's published terms & conditions
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM