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  Community Resource Credit Union Secured MasterCard
Community Resource Credit Union Secured MasterCard Unaffiliated

Community Resource Credit Union Secured MasterCard

Unaffiliated
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Highlights
Purchase APR  (Variable APR) Up to 17.95%
(Verified 12/21/2022)
Balance Transfer APR  (Variable APR) Up to 17.95%
(Verified 12/21/2022)
Credit Score Range N/A
Annual Fee $0

Community Resource Credit Union Secured MasterCard Review

This is a secured credit card credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union Secured MasterCard is the right card for you, read on.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 2% Balance transfer fee. Community Resource Credit Union Secured MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, price protection, purchase protection, and fraud protection.

Pros & Cons of Community Resource Credit Union Secured MasterCard

The Good The Bad
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants who don't have a credit history.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.

Community Resource Credit Union Secured MasterCard FAQ

Does Community Resource Credit Union Secured MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community Resource Credit Union Secured MasterCard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Cell Phone Protection

What are the relevant APRs for Community Resource Credit Union Secured MasterCard?

It has a variable purchase APR of up to 17.95%.

The card has a variable balance transfer APR of up to 17.95%.

The card has a variable cash advance APR of up to 17.95%.

Does Community Resource Credit Union Secured MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Community Resource Credit Union Secured MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Community Resource Credit Union Secured MasterCard?

The following fees apply:

Community Resource Credit Union Secured MasterCard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Community Resource Credit Union Secured MasterCard have a foreign transaction fee?

Community Resource Credit Union Secured MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Community Resource Credit Union Secured MasterCard?

The Community Resource Credit Union Secured MasterCard customer service number is (281) 422-3611.

What is the support contact email for Community Resource Credit Union Secured MasterCard?

The support contact email for Community Resource Credit Union Secured MasterCard is answers@crcu.org.

What is the Community Resource Credit Union Secured MasterCard login page?

You can access the Community Resource Credit Union Secured MasterCard login page here.

How do people rate the customer service and user experience of Community Resource Credit Union Secured MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community Resource Credit Union Secured MasterCard report your account activity to credit bureaus?

Community Resource Credit Union Secured MasterCard does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for Community Resource Credit Union Secured MasterCard

  • Visit the Community Resource Credit Union Secured MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union Secured MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union Secured MasterCard

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View all credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Cash Advance Fee (%) Starting at 2%
Foreign Currency Transaction Fee 1%
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $25
Paper Statement Fee $4
Late Fee Amount Up to $25
Credit History Not Required
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Bureau Reporting None
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
Rewards Type Points
Cash Advance APR (Variable APR) Up to 17.95%
APR Type Variable APR
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit $500.00 - $2,500
Purchase APR (Variable APR) Up to 17.95%
(Verified 12/21/2022)
Balance Transfer APR (Variable APR) Up to 17.95%
(Verified 12/21/2022)
Balance Transfer Fee % 2%
Card Type
  • Secured
Card Network Mastercard

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