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  Community Resource Credit Union Secured MasterCard
Community Resource Credit Union Secured MasterCard Unaffiliated

Community Resource Credit Union Secured MasterCard

Unaffiliated
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Highlights
Purchase APR Up to 17.95%
Balance Transfer APR Up to 17.95%
Credit Score Range N/A
Annual Fee N/A

Community Resource Credit Union Secured MasterCard Review

This is a credit card issued by Community Resource Credit Union. If you're wondering whether Community Resource Credit Union Secured MasterCard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 2% Balance transfer fee. Community Resource Credit Union Secured MasterCard charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
Pros & Cons of Community Resource Credit Union Secured MasterCard
The Good The Bad
  • Has an introductory APR rate on balance transfers of 17.95%.
  • Multiple credit card perks.
  • Considers applicants who don't have a credit history.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.
Community Resource Credit Union Secured MasterCard FAQ

Does Community Resource Credit Union Secured MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Community Resource Credit Union Secured MasterCard benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Community Resource Credit Union Secured MasterCard?

It has a variable purchase APR of up to 17.95%.

The card has a variable balance transfer APR of up to 17.95%.

The card has a variable cash advance APR of up to 17.95%.

Does Community Resource Credit Union Secured MasterCard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 17.95%

Community Resource Credit Union Secured MasterCard Balance Transfers
Description
Balance Transfer Introductory APR 17.95%
Balance Transfer Fee % 2%

Does Community Resource Credit Union Secured MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Community Resource Credit Union Secured MasterCard?

The following fees apply:

Community Resource Credit Union Secured MasterCard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25.00

Does Community Resource Credit Union Secured MasterCard have a foreign transaction fee?

Community Resource Credit Union Secured MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Community Resource Credit Union Secured MasterCard?

The support contact email for Community Resource Credit Union Secured MasterCard is answers@crcu.org.

What is the Community Resource Credit Union Secured MasterCard login page?

You can access the Community Resource Credit Union Secured MasterCard login page here.

How do people rate the customer service and user experience of Community Resource Credit Union Secured MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Community Resource Credit Union Secured MasterCard report your account activity to credit bureaus?

Yes, Community Resource Credit Union Secured MasterCard reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Community Resource Credit Union Secured MasterCard

  • Visit the Community Resource Credit Union Secured MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Community Resource Credit Union Secured MasterCard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Community Resource Credit Union Secured MasterCard

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View all credit cards offered by Community Resource Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 2%
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $25.00
Credit History Not Required
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Bureau Reporting None
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
Cash Advance APR Up to 17.95%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit $500.00 - $2.00
Purchase APR Up to 17.95%
Balance Transfer Introductory APR 17.95%
Balance Transfer APR Up to 17.95%
Balance Transfer Fee % 2%
Card Type
  • Secured
Card Network Mastercard

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Community Resource Credit Union Credit Cards

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