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  Credit Union of Denver Platinum MasterCard
Credit Union of Denver Platinum MasterCard Unaffiliated

Credit Union of Denver Platinum MasterCard

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Highlights
Purchase APR  (Variable APR) 10.99% - 17.99%
(Verified 02/09/2023)
Balance Transfer APR  (Variable APR) 10.99% - 17.99%
(Verified 02/09/2023)
Credit Score Range 600 - 699
Annual Fee N/A

Credit Union of Denver Platinum MasterCard Review

This is a secured credit card rewards card issued by Credit Union of Denver. If you're wondering whether Credit Union of Denver Platinum MasterCard is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Credit Union of Denver Platinum MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Credit Union of Denver Platinum MasterCard

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Credit Union of Denver Platinum MasterCard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Credit Union of Denver Platinum MasterCard FAQ

Does Credit Union of Denver Platinum MasterCard have a cash back or rewards program?

Credit Union of Denver Platinum MasterCard is a travel rewards card. This card features rewards for purchases in the following categories:

Credit Union of Denver Platinum MasterCard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Credit Union of Denver Platinum MasterCard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Credit Union of Denver Platinum MasterCard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Credit Union of Denver Platinum MasterCard benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union of Denver Platinum MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Credit Union of Denver Platinum MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 17.99%. It also has a variable cash advance APR that ranges from 10.99% up to 17.99%.

Does Credit Union of Denver Platinum MasterCard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit Union of Denver Platinum MasterCard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit Union of Denver Platinum MasterCard?

The following fees apply:

Credit Union of Denver Platinum MasterCard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Returned Payment Fee up to $9
Late Payment Fee up to $15

Does Credit Union of Denver Platinum MasterCard have a foreign transaction fee?

Credit Union of Denver Platinum MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit Union of Denver Platinum MasterCard?

The Credit Union of Denver Platinum MasterCard customer service number is (303) 234-1700.

What is the support contact email for Credit Union of Denver Platinum MasterCard?

The support contact email for Credit Union of Denver Platinum MasterCard is support@cudenver.com.

What is the Credit Union of Denver Platinum MasterCard login page?

You can access the Credit Union of Denver Platinum MasterCard login page here.

How do people rate the customer service and user experience of Credit Union of Denver Platinum MasterCard?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Credit Union of Denver Platinum MasterCard report your account activity to credit bureaus?

Yes, Credit Union of Denver Platinum MasterCard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Denver Platinum MasterCard

  • Visit the Credit Union of Denver Platinum MasterCard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:30pm

About Credit Union of Denver Platinum MasterCard

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View all credit cards offered by Credit Union of Denver

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $9
Late Fee Amount Up to $15
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) 10.99% - 17.99%
APR Type Variable APR
Purchase APR (Variable APR) 10.99% - 17.99%
(Verified 02/09/2023)
Balance Transfer APR (Variable APR) 10.99% - 17.99%
(Verified 02/09/2023)
Card Type
  • Rewards
  • Secured
  • Travel
  • Gas
  • Bonus Offers
Card Network Mastercard

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