Credit Union of Denver Platinum MasterCard
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| Purchase APR (Variable APR) |
10.99% - 17.99% (Verified 02/09/2023) |
| Balance Transfer APR (Variable APR) |
10.99% - 17.99% (Verified 02/09/2023) |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Credit Union of Denver Platinum MasterCard Review
This is a secured credit card rewards card issued by Credit Union of Denver. If you're wondering whether Credit Union of Denver Platinum MasterCard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Credit Union of Denver Platinum MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Credit Union of Denver Platinum MasterCard
| The Good | The Bad |
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Credit Union of Denver Platinum MasterCard FAQ
Does Credit Union of Denver Platinum MasterCard have a cash back or rewards program?
Credit Union of Denver Platinum MasterCard is a travel rewards card. This card features rewards for purchases in the following categories:
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Credit Union of Denver Platinum MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Credit Union of Denver Platinum MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Credit Union of Denver Platinum MasterCard benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Credit Union of Denver Platinum MasterCard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Credit Union of Denver Platinum MasterCard has a variable purchase APR that ranges from 10.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 17.99%. It also has a variable cash advance APR that ranges from 10.99% up to 17.99%.
Does Credit Union of Denver Platinum MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union of Denver Platinum MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union of Denver Platinum MasterCard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $9 |
| Late Payment Fee | up to $15 |
Does Credit Union of Denver Platinum MasterCard have a foreign transaction fee?
Credit Union of Denver Platinum MasterCard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union of Denver Platinum MasterCard?
The Credit Union of Denver Platinum MasterCard customer service number is (303) 234-1700.
What is the support contact email for Credit Union of Denver Platinum MasterCard?
The support contact email for Credit Union of Denver Platinum MasterCard is support@cudenver.com.
What is the Credit Union of Denver Platinum MasterCard login page?
You can access the Credit Union of Denver Platinum MasterCard login page here.
How do people rate the customer service and user experience of Credit Union of Denver Platinum MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union of Denver Platinum MasterCard report your account activity to credit bureaus?
Yes, Credit Union of Denver Platinum MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Union of Denver Platinum MasterCard
- Visit the Credit Union of Denver Platinum MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9305 W Alameda Ave
Lakewood, CO 80226 USA - (303) 234-1700
- Visit Site
- Email Support
About Credit Union of Denver Platinum MasterCard
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1% |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $9 |
| Late Fee Amount | Up to $15 |
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