DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card Review

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card is a rewards credit card issued by DuPont Community Credit Union. If you're wondering whether DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Competitive APRs. DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card has a variable purchase APR that ranges from 8.99% up to 15.99%.
• 3% Balance transfer fee. DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $3.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good

The Bad

Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. Multiple credit card perks. Extended warranty and price protection on purchases. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase. Charges a 3% balance transfer fee, if you transfer the balance within 25 days of opening the account.

Is there a DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card cash back or rewards program?

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card benefits?

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card has lower than average purchase APRs.

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card has a variable purchase APR that ranges from 8.99% up to 15.99%. The card has a variable balance transfer APR that ranges from 14.24% up to 21.24%. It also has a variable cash advance APR that ranges from 14.24% up to 21.24%.

What are the fees for DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card?

The following fees apply to DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card:

• An overlimit fee of $25.

DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card Fees

Fees	Amount
Annual Fee
Overlimit Fee	$25
Foreign Transaction Fee	1%

Does DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card report your account activity to credit bureaus?

Yes, DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card

• Visit the DuPont Community Credit Union MasterCard Platinum Cash Back Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.