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  DuPont Community Credit Union MasterCard Share Secure Credit Card

DuPont Community Credit Union MasterCard Share Secure Credit Card

in Personal Credit Cards from DuPont Community Credit Union

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DuPont Community Credit Union MasterCard Share Secure Credit Card

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in Personal Credit Cards from DuPont Community Credit Union

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Highlights
Purchase APR  (Variable APR) 11.24% - 18.24%
Balance Transfer APR  (Variable APR) 15.24% - 22.24%
Credit Score Range 500 - 600
Annual Fee N/A

DuPont Community Credit Union MasterCard Share Secure Credit Card Review

This is a secured credit card credit card issued by DuPont Community Credit Union. If you're wondering whether DuPont Community Credit Union MasterCard Share Secure Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. DuPont Community Credit Union MasterCard Share Secure Credit Card has a variable purchase APR that ranges from 11.24% up to 18.24%.
  • 3% Balance transfer fee. DuPont Community Credit Union MasterCard Share Secure Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $3.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of DuPont Community Credit Union MasterCard Share Secure Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • DuPont Community Credit Union MasterCard Share Secure Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee, if you transfer the balance within 25 days of opening the account.
DuPont Community Credit Union MasterCard Share Secure Credit Card FAQ

Does DuPont Community Credit Union MasterCard Share Secure Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the DuPont Community Credit Union MasterCard Share Secure Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for DuPont Community Credit Union MasterCard Share Secure Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 22.24%. It also has a variable cash advance APR that ranges from 15.24% up to 22.24%.

Does DuPont Community Credit Union MasterCard Share Secure Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

DuPont Community Credit Union MasterCard Share Secure Credit Card Balance Transfers
Description
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 15.24% - 22.24%
Balance Transfer Fee Minimum $3
Balance Transfer Fee % 3%

Does DuPont Community Credit Union MasterCard Share Secure Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for DuPont Community Credit Union MasterCard Share Secure Credit Card?

The following fees apply:

  • An overlimit fee of $25.
DuPont Community Credit Union MasterCard Share Secure Credit Card Fees
Fees Amount
Annual Fee
Overlimit Fee $25
Foreign Transaction Fee 1%

Does DuPont Community Credit Union MasterCard Share Secure Credit Card have a foreign transaction fee?

DuPont Community Credit Union MasterCard Share Secure Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for DuPont Community Credit Union MasterCard Share Secure Credit Card?

The DuPont Community Credit Union MasterCard Share Secure Credit Card customer service number is (540) 946-3200.

Does DuPont Community Credit Union MasterCard Share Secure Credit Card report your account activity to credit bureaus?

Yes, DuPont Community Credit Union MasterCard Share Secure Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for DuPont Community Credit Union MasterCard Share Secure Credit Card

  • Visit the DuPont Community Credit Union MasterCard Share Secure Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View DuPont Community Credit Union MasterCard Share Secure Credit Card's published terms & conditions.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

About DuPont Community Credit Union MasterCard Share Secure Credit Card

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View all personal credit cards offered by DuPont Community Credit Union

Availability

  Available in 1 state
Virginia
Availabile in all of Virginia

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $3
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) $3 - $150
Foreign Currency Transaction Fee 1%
Over-Limit Fee $25
Returned Payment Fee Starting at $25
Late Fee Amount Starting at $25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 600
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) 15.24% - 22.24%
Purchase APR (Variable APR) 11.24% - 18.24%
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 15.24% - 22.24%
Balance Transfer Fee Minimum $3
Balance Transfer Fee % 3%
Card Type
  • Secured
Card Network Mastercard

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