DuPont Community CU MasterCard Credit Card
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| Purchase APR (Variable APR) | 11.24% - 18.24% |
| Balance Transfer APR (Variable APR) | 15.24% - 22.24% |
| Credit Score Range | 500 - 600 |
| Annual Fee | N/A |
DuPont Community CU MasterCard Credit Card Review
This is a secured credit card credit card issued by DuPont Community Credit Union. If you're wondering whether DuPont Community CU MasterCard Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. DuPont Community CU MasterCard Credit Card has a variable purchase APR that ranges from 11.24% up to 18.24%.
- 3% Balance transfer fee. DuPont Community CU MasterCard Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $3.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of DuPont Community CU MasterCard Credit Card
| The Good | The Bad |
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DuPont Community CU MasterCard Credit Card FAQ
Does DuPont Community CU MasterCard Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the DuPont Community CU MasterCard Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for DuPont Community CU MasterCard Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.DuPont Community CU MasterCard Credit Card has a variable purchase APR that ranges from 11.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 22.24%. It also has a variable cash advance APR that ranges from 15.24% up to 22.24%.
Does DuPont Community CU MasterCard Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 25 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 15.24% - 22.24% |
| Balance Transfer Fee Minimum | $3 |
| Balance Transfer Fee % | 3% |
Does DuPont Community CU MasterCard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for DuPont Community CU MasterCard Credit Card?
The following fees apply:
- An overlimit fee of $25.
| Fees | Amount |
|---|---|
| Annual Fee | |
| Overlimit Fee | $25 |
| Foreign Transaction Fee | 1% |
Does DuPont Community CU MasterCard Credit Card have a foreign transaction fee?
DuPont Community CU MasterCard Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for DuPont Community CU MasterCard Credit Card?
The DuPont Community CU MasterCard Credit Card customer service number is (540) 946-3200.
What is the support contact email for DuPont Community CU MasterCard Credit Card?
The support contact email for DuPont Community CU MasterCard Credit Card is dccu@mydccu.com.
What is the DuPont Community CU MasterCard Credit Card login page?
You can access the DuPont Community CU MasterCard Credit Card login page here.
How do people rate the customer service and user experience of DuPont Community CU MasterCard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does DuPont Community CU MasterCard Credit Card report your account activity to credit bureaus?
Yes, DuPont Community CU MasterCard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for DuPont Community CU MasterCard Credit Card
- Visit the DuPont Community CU MasterCard Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
140 Lucy Ln
Waynesboro, VA 22980 USA - (540) 946-3200
- Visit Site
- Email Support
About DuPont Community CU MasterCard Credit Card
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $3 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | $3 - $150 |
| Foreign Currency Transaction Fee | 1% |
| Over-Limit Fee | $25 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Starting at $25 |
| Late Fee Amount | Starting at $25 |
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