Last Updated: 02/27/2026
First Progress Prestige Secured Mastercard®
Claimed
in Credit Cards from Synovus Bank
Last Updated: 02/27/2026
SuperMoney User Recommendation Score +76
Strongly recommended17 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
13.49%(Verified 02/27/2026)
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Balance Transfer APR (Variable APR)
N/A(Verified 02/27/2026)
Credit Score Range
300 - 640
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Annual Fee
$49
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Number of Reviews
First Progress Prestige Secured Mastercard® Review
This is a secured credit cashback credit card issued by Synovus Bank. If you're wondering whether First Progress Prestige Secured Mastercard® is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 10x.
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- APRs: First Progress Prestige Secured Mastercard® has a variable regular purchase APR of 13.49%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of First Progress Prestige Secured Mastercard®
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First Progress Prestige Secured Mastercard® FAQ
Does First Progress Prestige Secured Mastercard® have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Select Merchants | Up to 10 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does First Progress Prestige Secured Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does First Progress Prestige Secured Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the First Progress Prestige Secured Mastercard® benefits?
First Progress Prestige Secured Mastercard® provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Progress Prestige Secured Mastercard®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.First Progress Prestige Secured Mastercard® has a variable purchase APR of 13.49%. First Progress Prestige Secured Mastercard® does not offer balance transfers. It also has a variable cash advance APR of 22.49% .
Does First Progress Prestige Secured Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. First Progress Prestige Secured Mastercard® does not offer balance transfers.Does First Progress Prestige Secured Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Progress Prestige Secured Mastercard®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $49 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $49.
Does First Progress Prestige Secured Mastercard® have a foreign transaction fee?
First Progress Prestige Secured Mastercard® charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Progress Prestige Secured Mastercard®?
The customer service number for First Progress Prestige Secured Mastercard® is (888) 796-6887.
What is the support contact email for First Progress Prestige Secured Mastercard®?
The support contact email for First Progress Prestige Secured Mastercard® is info@firstlatitude.com.
What is the login page for First Progress Prestige Secured Mastercard®?
You can access the login page of First Progress Prestige Secured Mastercard® here.
How do people rate the customer service and user experience of First Progress Prestige Secured Mastercard®?
Overall, First Progress Prestige Secured Mastercard® is strongly recommended based on community reviews that rate customer service and user experience.
Does First Progress Prestige Secured Mastercard® report your account activity to credit bureaus?
Yes, First Progress Prestige Secured Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synovus Bank perform a hard credit pull?
Yes, First Progress Prestige Secured Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Progress Prestige Secured Mastercard®
- Visit the website of First Progress Prestige Secured Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
First Progress Prestige Secured Mastercard® Disclosure: ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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