
FirstBank Puerto Rico Beyond Global Visa Credit Card
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Purchase APR | 13.25% - 25.5% |
Balance Transfer APR | 13.25% - 25.5% |
Credit Score Range | 650 - 850 |
Annual Fee | $50 |
FirstBank Puerto Rico Beyond Global Visa Credit Card Review
This is a credit card issued by FirstBank Puerto Rico. If you're wondering whether FirstBank Puerto Rico Beyond Global Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. FirstBank Puerto Rico Beyond Global Visa Credit Card has a variable purchase APR that ranges from 13.25% up to 25.5%.
- Annual fee waived the first year. FirstBank Puerto Rico Beyond Global Visa Credit Card gives you the chance to have the card for a year without paying the $50 annual fee.
- 2% Balance transfer fee. FirstBank Puerto Rico Beyond Global Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does FirstBank Puerto Rico Beyond Global Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the FirstBank Puerto Rico Beyond Global Visa Credit Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for FirstBank Puerto Rico Beyond Global Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.FirstBank Puerto Rico Beyond Global Visa Credit Card has a variable purchase APR that ranges from 13.25% up to 25.5%. The card has a variable balance transfer APR that ranges from 13.25% up to 25.5%. It also has a variable cash advance APR that ranges from 21.75% up to 26.75%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does FirstBank Puerto Rico Beyond Global Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 13.25% - 25.5% |
Balance Transfer Fee Minimum | $2 |
Balance Transfer Fee % | 2% |
Does FirstBank Puerto Rico Beyond Global Visa Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for FirstBank Puerto Rico Beyond Global Visa Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $50 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $15 |
Late Payment Fee | up to $35 |
Does FirstBank Puerto Rico Beyond Global Visa Credit Card have a foreign transaction fee?
FirstBank Puerto Rico Beyond Global Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for FirstBank Puerto Rico Beyond Global Visa Credit Card?
The support contact email for FirstBank Puerto Rico Beyond Global Visa Credit Card is customercare@1firstbank.com.
What is the FirstBank Puerto Rico Beyond Global Visa Credit Card login page?
You can access the FirstBank Puerto Rico Beyond Global Visa Credit Card login page here.
How do people rate the customer service and user experience of FirstBank Puerto Rico Beyond Global Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does FirstBank Puerto Rico Beyond Global Visa Credit Card report your account activity to credit bureaus?
Yes, FirstBank Puerto Rico Beyond Global Visa Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for FirstBank Puerto Rico Beyond Global Visa Credit Card
- Visit the FirstBank Puerto Rico Beyond Global Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1519 Avenue Ponce de Leon
San Juan, PR 00908 USA - Visit Site
- Email Support
Other Services by FirstBank Puerto Rico
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
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