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  Frankenmuth CU Platinum MasterCard Credit Card
Frankenmuth CU Platinum MasterCard Credit Card Unaffiliated

Frankenmuth CU Platinum MasterCard Credit Card

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Highlights
Purchase APR  (Variable APR) 8.99% - 19.99%
(Verified 09/21/2023)
Balance Transfer APR  (Variable APR) 8.99% - 19.99%
(Verified 09/21/2023)
Credit Score Range 600 - 850
Annual Fee $0

Frankenmuth CU Platinum MasterCard Credit Card Review

This is a secured credit card card issued by Frankenmuth Credit Union. If you're wondering whether Frankenmuth CU Platinum MasterCard Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Frankenmuth CU Platinum MasterCard Credit Card has a variable purchase APR that ranges from 8.99% up to 19.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Frankenmuth CU Platinum MasterCard Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair credit.
  • Frankenmuth CU Platinum MasterCard Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.

Frankenmuth CU Platinum MasterCard Credit Card FAQ

Does Frankenmuth CU Platinum MasterCard Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Frankenmuth CU Platinum MasterCard Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Frankenmuth CU Platinum MasterCard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Frankenmuth CU Platinum MasterCard Credit Card has a variable purchase APR that ranges from 8.99% up to 19.99%. The card has a variable balance transfer APR that ranges from 8.99% up to 19.99%. It also has a variable cash advance APR that ranges from 8.99% up to 19.99%.

Does Frankenmuth CU Platinum MasterCard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Frankenmuth CU Platinum MasterCard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Frankenmuth CU Platinum MasterCard Credit Card?

The following fees apply:

Frankenmuth CU Platinum MasterCard Credit Card Fees
Description
Foreign Currency Transaction Fee 1%
No Annual Fee?
Annual Fee $0
No Interest Grace Period for Late Payment 28 days
Late Fee Amount Up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Frankenmuth CU Platinum MasterCard Credit Card have a foreign transaction fee?

Frankenmuth CU Platinum MasterCard Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Frankenmuth CU Platinum MasterCard Credit Card?

The Frankenmuth CU Platinum MasterCard Credit Card customer service number is (989) 497-1600.

What is the support contact email for Frankenmuth CU Platinum MasterCard Credit Card?

The support contact email for Frankenmuth CU Platinum MasterCard Credit Card is ccenter@frankenmuthcu.org.

What is the Frankenmuth CU Platinum MasterCard Credit Card login page?

You can access the Frankenmuth CU Platinum MasterCard Credit Card login page here.

How do people rate the customer service and user experience of Frankenmuth CU Platinum MasterCard Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Frankenmuth CU Platinum MasterCard Credit Card report your account activity to credit bureaus?

Yes, Frankenmuth CU Platinum MasterCard Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Frankenmuth CU Platinum MasterCard Credit Card

  • Visit the Frankenmuth CU Platinum MasterCard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Other Credit Cards by Frankenmuth Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 28 days
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • Up to 1x Points on Every Purchase
Cash Advance APR (Variable APR) 8.99% - 19.99%
APR Type Variable APR
Purchase APR (Variable APR) 8.99% - 19.99%
(Verified 09/21/2023)
Balance Transfer APR (Variable APR) 8.99% - 19.99%
(Verified 09/21/2023)
Card Type
  • Secured
  • Low Interest
Card Network Mastercard

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