Goldenwest Credit Union Signature Credit Card

Goldenwest Credit Union Signature Credit Card Review

This is a cashback card issued by Goldenwest Credit Union. If you're wondering whether Goldenwest Credit Union Signature Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• Competitive APRs. Goldenwest Credit Union Signature Credit Card has a variable purchase APR of 15.74%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel accident insurance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of Goldenwest Credit Union Signature Credit Card

Goldenwest Credit Union Signature Credit Card FAQ

Does Goldenwest Credit Union Signature Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Goldenwest Credit Union Signature Credit Card benefits?

It provides the following benefits:

• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Cell Phone Protection
• Reports to major credit bureaus

What are the relevant APRs for Goldenwest Credit Union Signature Credit Card?

Goldenwest Credit Union Signature Credit Card has a variable purchase APR of 15.74%. The card has a variable balance transfer APR of 15.74% . It also has a variable cash advance APR of 15.74% .

What are the fees for Goldenwest Credit Union Signature Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Goldenwest Credit Union Signature Credit Card report your account activity to credit bureaus?

Yes, Goldenwest Credit Union Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Goldenwest Credit Union Signature Credit Card

• Visit the Goldenwest Credit Union Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.