Grow Financial FCU Grow Visa Platinum Cash Rewards
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) |
17.74% - 17.99% (Verified 01/04/2023) |
| Balance Transfer APR (Variable APR) |
17.74% - 17.99% (Verified 01/04/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Grow Financial FCU Grow Visa Platinum Cash Rewards Review
This is a cashback card issued by Grow Financial FCU. If you're wondering whether Grow Financial FCU Grow Visa Platinum Cash Rewards is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.74% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Grow Financial FCU Grow Visa Platinum Cash Rewards
| The Good | The Bad |
|---|---|
|
|
Grow Financial FCU Grow Visa Platinum Cash Rewards FAQ
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Grow Financial FCU Grow Visa Platinum Cash Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Grow Financial FCU Grow Visa Platinum Cash Rewards benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Grow Financial FCU Grow Visa Platinum Cash Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Grow Financial FCU Grow Visa Platinum Cash Rewards has a variable purchase APR that ranges from 17.74% up to 17.99%. The card has a variable balance transfer APR that ranges from 17.74% up to 17.99%. It also has a variable cash advance APR of 18% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a foreign transaction fee?
Grow Financial FCU Grow Visa Platinum Cash Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The Grow Financial FCU Grow Visa Platinum Cash Rewards customer service number is (813) 837-2451.
What is the support contact email for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The support contact email for Grow Financial FCU Grow Visa Platinum Cash Rewards is news@growfinancial.org.
What is the Grow Financial FCU Grow Visa Platinum Cash Rewards login page?
You can access the Grow Financial FCU Grow Visa Platinum Cash Rewards login page here.
How do people rate the customer service and user experience of Grow Financial FCU Grow Visa Platinum Cash Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards report your account activity to credit bureaus?
Yes, Grow Financial FCU Grow Visa Platinum Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Grow Financial FCU Grow Visa Platinum Cash Rewards
- Visit the Grow Financial FCU Grow Visa Platinum Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9927 Delaney Lake Drive
Tampa, FL 33619 USA - (813) 837-2451
- Visit Site
- Email Support
About Grow Financial FCU Grow Visa Platinum Cash Rewards
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $35 |
Be the first to rate
Would you recommend Grow Financial FCU Grow Visa Platinum Cash Rewards to your friends?
Other Credit Cards
Grow Financial FCU Credit Cards
- Apple FCU Visa Credit Builder Credit Card
- BrightStar CU Visa Platinum Cash Credit Card
- Detroit Tire and Auto Service Center Credit Card
- General Electric Credit Union Platinum Credit Card
- Hiway Federal Credit Union Visa Rewards Credit Card
- INTRUST Bank Visa Signature Max Cash Preferred Card
- MembersFirst Credit Union VISA Secured
- Mountain View Bank of Commerce Visa® Platinum Card
- Nutmeg State Financial Credit Union Mastercard Credit Card
- Oregon State Credit Union Visa Rewards Credit Card
- Sheely's Furniture Credit Card
- Summit Racing Equipment Speed Card®
