Grow Financial FCU Grow Visa Platinum Cash Rewards
in Personal Credit Cards from Grow Financial FCU
UnaffiliatedGrow Financial FCU Grow Visa Platinum Cash Rewards
in Personal Credit Cards from Grow Financial FCU
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| Purchase APR (Variable APR) | 13.99% - 15.74% |
| Balance Transfer APR (Variable APR) | 13.99% - 15.74% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Grow Financial FCU Grow Visa Platinum Cash Rewards Review
This is a cashback credit card issued by Grow Financial FCU. If you're wondering whether Grow Financial FCU Grow Visa Platinum Cash Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Grow Financial FCU Grow Visa Platinum Cash Rewards has a variable purchase APR that ranges from 13.99% up to 15.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
| The Good | The Bad |
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Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Grow Financial FCU Grow Visa Platinum Cash Rewards benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Grow Financial FCU Grow Visa Platinum Cash Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 13.99% up to 15.74%. The card has a variable balance transfer APR that ranges from 13.99% up to 15.74%. It also has a variable cash advance APR of 18% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a foreign transaction fee?
Grow Financial FCU Grow Visa Platinum Cash Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The Grow Financial FCU Grow Visa Platinum Cash Rewards customer service number is (813) 837-2451.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards report your account activity to credit bureaus?
Yes, Grow Financial FCU Grow Visa Platinum Cash Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Grow Financial FCU Grow Visa Platinum Cash Rewards
- Visit the Grow Financial FCU Grow Visa Platinum Cash Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
9927 Delaney Lake Drive
Tampa, FL 33619 - (813) 837-2451
- Visit Site
About Grow Financial FCU Grow Visa Platinum Cash Rewards
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1% |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $35 |
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