Last Updated: 07/28/2025
Grow Financial FCU Grow Visa Platinum Cash Rewards
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in Credit Cards from Grow Financial FCU
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.74% - 17.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
17.74% - 17.99%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Grow Financial FCU Grow Visa Platinum Cash Rewards Review
This is a cashback credit card issued by Grow Financial FCU. If you're wondering whether Grow Financial FCU Grow Visa Platinum Cash Rewards is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.74% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Grow Financial FCU Grow Visa Platinum Cash Rewards
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Grow Financial FCU Grow Visa Platinum Cash Rewards FAQ
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Grow Financial FCU Grow Visa Platinum Cash Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Grow Financial FCU Grow Visa Platinum Cash Rewards benefits?
Grow Financial FCU Grow Visa Platinum Cash Rewards provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Grow Financial FCU Grow Visa Platinum Cash Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Grow Financial FCU Grow Visa Platinum Cash Rewards has a variable purchase APR that ranges from 17.74% up to 17.99%. The card has a variable balance transfer APR that ranges from 17.74% up to 17.99%. It also has a variable cash advance APR of 18% .
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Grow Financial FCU Grow Visa Platinum Cash Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Grow Financial FCU Grow Visa Platinum Cash Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards have a foreign transaction fee?
Grow Financial FCU Grow Visa Platinum Cash Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The customer service number for Grow Financial FCU Grow Visa Platinum Cash Rewards is (813) 837-2451.
What is the support contact email for Grow Financial FCU Grow Visa Platinum Cash Rewards?
The support contact email for Grow Financial FCU Grow Visa Platinum Cash Rewards is news@growfinancial.org.
What is the login page for Grow Financial FCU Grow Visa Platinum Cash Rewards?
You can access the login page of Grow Financial FCU Grow Visa Platinum Cash Rewards here.
How do people rate the customer service and user experience of Grow Financial FCU Grow Visa Platinum Cash Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Grow Financial FCU Grow Visa Platinum Cash Rewards report your account activity to credit bureaus?
Yes, Grow Financial FCU Grow Visa Platinum Cash Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Grow Financial FCU perform a hard credit pull?
Yes, Grow Financial FCU Grow Visa Platinum Cash Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Grow Financial FCU Grow Visa Platinum Cash Rewards
- Visit the website of Grow Financial FCU Grow Visa Platinum Cash Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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