Last Updated: 07/28/2025
Hanscom Federal Credit Union World Mastercard
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
14.49% - 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
14.49% - 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
680 - 850
Annual Fee
$0
Hanscom Federal Credit Union World Mastercard Review
This is a cashback credit card issued by Hanscom Federal Credit Union. If you're wondering whether Hanscom Federal Credit Union World Mastercard is the right card for you, read on.
Key Takeaways
- APRs: Hanscom Federal Credit Union World Mastercard has a variable regular purchase APR that ranges from 14.49% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Hanscom Federal Credit Union World Mastercard
| The Good | The Bad |
|
|
Hanscom Federal Credit Union World Mastercard FAQ
Does Hanscom Federal Credit Union World Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Hanscom Federal Credit Union World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Hanscom Federal Credit Union World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Hanscom Federal Credit Union World Mastercard benefits?
Hanscom Federal Credit Union World Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Hanscom Federal Credit Union World Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Hanscom Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 14.49% up to 17.99%. It also has a variable cash advance APR that ranges from 14.49% up to 17.99%.
Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Hanscom Federal Credit Union World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Hanscom Federal Credit Union World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Hanscom Federal Credit Union World Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Hanscom Federal Credit Union World Mastercard have a foreign transaction fee?
Hanscom Federal Credit Union World Mastercard charges a foreign transaction fee of up to 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Hanscom Federal Credit Union World Mastercard?
The customer service number for Hanscom Federal Credit Union World Mastercard is (800) 656-4328.
What is the support contact email for Hanscom Federal Credit Union World Mastercard?
The support contact email for Hanscom Federal Credit Union World Mastercard is info@hfcu.org.
What is the login page for Hanscom Federal Credit Union World Mastercard?
You can access the login page of Hanscom Federal Credit Union World Mastercard here.
How do people rate the customer service and user experience of Hanscom Federal Credit Union World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hanscom Federal Credit Union World Mastercard report your account activity to credit bureaus?
Yes, Hanscom Federal Credit Union World Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Hanscom Federal Credit Union perform a hard credit pull?
Yes, Hanscom Federal Credit Union World Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Hanscom Federal Credit Union World Mastercard
- Visit the website of Hanscom Federal Credit Union World Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
Invalid DateTime - 4:00PM
Tuesday
Invalid DateTime - 4:00PM
Wednesday
Invalid DateTime - 4:00PM
Thursday
Invalid DateTime - 4:00PM
Friday
Invalid DateTime - 4:00PM
Saturday
Closed