Hanscom Federal Credit Union World Mastercard
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| Purchase APR (Variable APR) |
14.49% - 17.99% (Verified 02/06/2023) |
| Balance Transfer APR (Variable APR) |
14.49% - 17.99% (Verified 02/06/2023) |
| Credit Score Range | 680 - 850 |
| Annual Fee | $0 |
Hanscom Federal Credit Union World Mastercard Review
This is a cashback card issued by Hanscom Federal Credit Union. If you're wondering whether Hanscom Federal Credit Union World Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Hanscom Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.49% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Hanscom Federal Credit Union World Mastercard
| The Good | The Bad |
|---|---|
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Hanscom Federal Credit Union World Mastercard FAQ
Does Hanscom Federal Credit Union World Mastercard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Hanscom Federal Credit Union World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Hanscom Federal Credit Union World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Hanscom Federal Credit Union World Mastercard benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Hanscom Federal Credit Union World Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Hanscom Federal Credit Union World Mastercard has a variable purchase APR that ranges from 14.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 14.49% up to 17.99%. It also has a variable cash advance APR that ranges from 14.49% up to 17.99%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Hanscom Federal Credit Union World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Hanscom Federal Credit Union World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Hanscom Federal Credit Union World Mastercard?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1.1% |
| Returned Payment Fee | up to $15 |
| Late Payment Fee | up to $15 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Hanscom Federal Credit Union World Mastercard have a foreign transaction fee?
Hanscom Federal Credit Union World Mastercard charges a foreign transaction fee of 1.1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $22. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Hanscom Federal Credit Union World Mastercard?
The Hanscom Federal Credit Union World Mastercard customer service number is (800) 656-4328.
What is the support contact email for Hanscom Federal Credit Union World Mastercard?
The support contact email for Hanscom Federal Credit Union World Mastercard is info@hfcu.org.
What is the Hanscom Federal Credit Union World Mastercard login page?
You can access the Hanscom Federal Credit Union World Mastercard login page here.
How do people rate the customer service and user experience of Hanscom Federal Credit Union World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hanscom Federal Credit Union World Mastercard report your account activity to credit bureaus?
Yes, Hanscom Federal Credit Union World Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Hanscom Federal Credit Union World Mastercard
- Visit the Hanscom Federal Credit Union World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1610 Eglin St
Hanscom Air Force Base, MA 01731 USA - (800) 656-4328
- Visit Site
- Email Support
About Hanscom Federal Credit Union World Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Foreign Currency Transaction Fee | 1.1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $15 |
| Paper Statement Fee | $2 |
| Late Fee Amount | Up to $15 |
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