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  Iberia Visa Signature® card

Iberia Visa Signature® card

in Personal Credit Cards from Chase Bank

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Iberia Visa Signature® card

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in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 17.99% - 24.99%
Balance Transfer APR  (Variable APR) 17.99% - 24.99%
Credit Score Range 670 - 850

Iberia Visa Signature® card Review

Iberia Visa Signature® card is a rewards credit card issued by Chase Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 670. If you're wondering whether Iberia Visa Signature® card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Iberia Visa Signature® card
The Good The Bad
  • Multiple credit card perks.
  • Airline Credit.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty protection on purchases.
  • Purchase Protection.
  • Earn rewards on every purchase.
  • Iberia Visa Signature® card reports to multiple credit bureaus.
  • Get a 10% discount when useing your Iberia Visa Signature Card to book your flight on iberia.com/Chase10
  • Higher than average purchase APRs.
  • Charges an annual fee of $95.
  • In order to receive $1,000 discount voucher annually, purchase of $30,000 on your card is required in a calendar year
  • Is there a Iberia Visa Signature® card cash back or rewards program?

    Iberia Visa Signature® card offers a rewards program to its customers.

    Iberia Visa Signature® card Rewards
    Rewards rate (all purchases) 1%
    Max rewards rate 3%
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus (Points/Miles) 50000
    Signup Bonus Spend Requirement $3000
    Signup Bonus Spend Period (months) 3 months
    Annual Loyalty Bonus $1000
    Annual Loyalty Bonus Spend Requirement $30000

    Does Iberia Visa Signature® card have a signup bonus?

    Iberia Visa Signature® card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

    Does Iberia Visa Signature® card offer an annual loyalty bonus?

    Yes, Iberia Visa Signature® card offers card users an annual bonus worth up to $1000 after spending $30000.

    What are the Iberia Visa Signature® card benefits?

    Iberia Visa Signature® card provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Extended Warranty Protection
    • Zero fraud liability
    • No blackout dates when redeeming miles
    • Reports to major credit bureaus

    What are the relevant APRs for Iberia Visa Signature® card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Iberia Visa Signature® card has higher than average purchase APRs.

    Iberia Visa Signature® card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR starting at 26.99% .

    Does Iberia Visa Signature® card have an introductory APR offer?

    No, Iberia Visa Signature® card does not come with an introductory APR offer for balance transfers. Iberia Visa Signature® card does not offer an introductory rate on new purchases.
    Iberia Visa Signature® card Balance Transfers
    Description
    Balance Transfer APR 17.99% - 24.99%
    Introductory Rate N/A
    Intro APR period (months) N/A
    Iberia Visa Signature® card Rates & Terms
    Description
    Balance Computation daily balance method (including new transactions)
    Purchase APR 17.99% - 24.99%
    Credit Limit N/A
    Penalty APR N/A
    Cash Advance APR Starting at 26.99%
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Iberia Visa Signature® card fees?

    The following fees apply to Iberia Visa Signature® card:

    Iberia Visa Signature® card Fees
    Fees Amount
    Annual Fee $95
    Balance Transfer Fee 5%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee $39
    Late Payment Fee $39

    Does Iberia Visa Signature® card report your account activity to credit bureaus?

    Iberia Visa Signature® card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Iberia Visa Signature® card

    • Visit the Iberia Visa Signature® card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Airfare (Points) 3
    Every Purchase (Points) 2x Avios for every $1 spent on hotel accommodations and 1x Avios for every $1 spent on all other purchases.
    No Foreign Transaction Fee  
    No Interest Grace Period for Late Payment 21
    Annual Fee $95
    Balance Transfer Fee % 5%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $10
    Late Fee Amount $39
    Returned Payment Fee $39
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Card Network
    • Visa
    Card Type
    • Airline
    • Bonus Offers
    • Rewards
    • Travel
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Car Rental Insurance  
    Credit Card Benefits
    • Airline Credit
    • Auto Rental Collision Damage Waiver
    • Extended Warranty Protection
    • Fraud Liability
    • Purchase Protection
    Extended Warranty  
    Fraud Liability  
    Lost Luggage Insurance  
    Annual Loyalty Bonus $1,000
    Annual Loyalty Bonus Spend Requirement $30,000
    Bonus Rewards 3x Avios for every $1 spent on flight purchases with Iberia, British Airways, and Aer Lingus.
    No Blackout Dates  
    Rewards Categories
    • Airfare
    • Every Purchase
    • Hotels
    Signup Bonus (points) 50,000
    Cash Advance APR (Variable APR) Starting at 26.99%
    Purchase APR (Variable APR) 17.99% - 24.99%
    Balance Computation daily balance method (including new transactions)
    Balance Transfer APR (Variable APR) 17.99% - 24.99%

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