Industrial Federal Credit Union Classic Visa Credit Card
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| Purchase APR (Fixed APR) | 11.5% - 17.9% |
| Balance Transfer APR (Fixed APR) | 13.5% - 17.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Industrial Federal Credit Union Classic Visa Credit Card Review
This is a card issued by Industrial Federal Credit Union. If you're wondering whether Industrial Federal Credit Union Classic Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Industrial Federal Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Industrial Federal Credit Union Classic Visa Credit Card
| The Good | The Bad |
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Industrial Federal Credit Union Classic Visa Credit Card FAQ
Does Industrial Federal Credit Union Classic Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Industrial Federal Credit Union Classic Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Industrial Federal Credit Union Classic Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Industrial Federal Credit Union Classic Visa Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.9%. The card has a fixed balance transfer APR that ranges from 13.5% up to 17.9%. It also has a fixed cash advance APR that ranges from 13.5% up to 17.9%.
Does Industrial Federal Credit Union Classic Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Industrial Federal Credit Union Classic Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Industrial Federal Credit Union Classic Visa Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Industrial Federal Credit Union Classic Visa Credit Card have a foreign transaction fee?
Industrial Federal Credit Union Classic Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Industrial Federal Credit Union Classic Visa Credit Card?
The Industrial Federal Credit Union Classic Visa Credit Card customer service number is (888) 564-4328.
What is the support contact email for Industrial Federal Credit Union Classic Visa Credit Card?
The support contact email for Industrial Federal Credit Union Classic Visa Credit Card is marketing@ifcu.com.
What is the Industrial Federal Credit Union Classic Visa Credit Card login page?
You can access the Industrial Federal Credit Union Classic Visa Credit Card login page here.
How do people rate the customer service and user experience of Industrial Federal Credit Union Classic Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Industrial Federal Credit Union Classic Visa Credit Card report your account activity to credit bureaus?
Yes, Industrial Federal Credit Union Classic Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Industrial Federal Credit Union Classic Visa Credit Card
- Visit the Industrial Federal Credit Union Classic Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1115 Sagamore Parkway South
Lafayette, IN 47905 USA - (888) 564-4328
- Visit Site
- Email Support
About Industrial Federal Credit Union Classic Visa Credit Card
Other Credit Cards by Industrial Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $20 |
| Paper Statement Fee | $2 |
| Additional Card Fee Amount | $0 |
| Late Fee Amount | Up to $20 |
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