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  Industrial Federal Credit Union Visa Select Credit Card

Industrial Federal Credit Union Visa Select Credit Card

in Personal Credit Cards from Industrial Federal Credit Union

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Industrial Federal Credit Union Visa Select Credit Card

Unaffiliated

in Personal Credit Cards from Industrial Federal Credit Union

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Highlights
Purchase APR  (Variable APR) Up to 11.25%
Balance Transfer APR  (Variable APR) Up to 11.25%
Credit Score Range 650 - 850
Annual Fee $0

Industrial Federal Credit Union Visa Select Credit Card Review

This is a rewards credit card issued by Industrial Federal Credit Union. If you're wondering whether Industrial Federal Credit Union Visa Select Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 2500 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Industrial Federal Credit Union Visa Select Credit Card
The Good The Bad
  • No annual fee.
  • Travel accident insurance.
  • Cardholders can earn rewards on purchases everywhere Industrial Federal Credit Union Visa Select Credit Card is accepted.
  • Industrial Federal Credit Union Visa Select Credit Card reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Industrial Federal Credit Union Visa Select Credit Card FAQ

Does Industrial Federal Credit Union Visa Select Credit Card have a cash back or rewards program?

Industrial Federal Credit Union Visa Select Credit Card is a rewards card.

Industrial Federal Credit Union Visa Select Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 2500
Signup Bonus Spend Requirement $500
Signup Bonus Spend Period (months) 3 months

Does Industrial Federal Credit Union Visa Select Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Does Industrial Federal Credit Union Visa Select Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Industrial Federal Credit Union Visa Select Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Industrial Federal Credit Union Visa Select Credit Card?

It has a variable purchase APR of up to 11.25%.

The card has a variable balance transfer APR of up to 11.25%.

The card has a variable cash advance APR of up to 11.25%.

Does Industrial Federal Credit Union Visa Select Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Industrial Federal Credit Union Visa Select Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Industrial Federal Credit Union Visa Select Credit Card?

The following fees apply:

Industrial Federal Credit Union Visa Select Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $20
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Industrial Federal Credit Union Visa Select Credit Card have a foreign transaction fee?

Industrial Federal Credit Union Visa Select Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Industrial Federal Credit Union Visa Select Credit Card?

The Industrial Federal Credit Union Visa Select Credit Card customer service number is (888) 564-4328.

Does Industrial Federal Credit Union Visa Select Credit Card report your account activity to credit bureaus?

Yes, Industrial Federal Credit Union Visa Select Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Industrial Federal Credit Union Visa Select Credit Card

  • Visit the Industrial Federal Credit Union Visa Select Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 6:00pm
  • Tuesday 7:00am - 6:00pm
  • Wednesday 7:00am - 6:00pm
  • Thursday 7:00am - 6:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 8:00am - 12:00pm

About Industrial Federal Credit Union Visa Select Credit Card

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View all personal credit cards offered by Industrial Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 2X points on for restaurant dining and food delivery . 1X point for all other purchases. Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Additional Card Fee Amount $0
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Up to $10
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $20
Paper Statement Fee $2
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) Up to 11.25%
Balance Computation a method called “average daily balance (including current transactions).”
Purchase APR (Variable APR) Up to 11.25%
Balance Transfer APR (Variable APR) Up to 11.25%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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