Infiniti Visa Signature Card Review

Infiniti Visa Signature Card is a store cashback credit card issued by Synchrony Bank. If you're wondering whether Infiniti Visa Signature Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 25.49%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good

The Bad

Earn points at Infiniti or Nissan retailers, gas, dining and everywhere else that accepts Visa credit cards. Use points toward cash back in the form of statement credits (up to $300 per year). Use points toward the lease or purchase of a new or pre-owned vehicle at any participating INFINITI or NISSAN retailers. Earn points to use for new tires, regular maintenance, services and accessories. 0% APR on new purchases during the first 6 months. Cardholders can earn rewards on purchases everywhere Infiniti Visa Signature Card is accepted. Infiniti Visa Signature Card reports to multiple credit bureaus.

Contains foreign transaction fees. Higher than average purchase APRs. Requires good to excellent credit. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. Does not include many credit card benefits.

Is there a Infiniti Visa Signature Card cash back or rewards program?

Infiniti Visa Signature Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Infiniti Visa Signature Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	300

What are the relevant APRs for Infiniti Visa Signature Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Infiniti Visa Signature Card has higher than average purchase APRs.

Infiniti Visa Signature Card has a variable purchase APR that ranges from 19.49% up to 25.49%. The card has a variable cash advance APR of up to 27.49%.

What are the fees for Infiniti Visa Signature Card?

The following fees apply to Infiniti Visa Signature Card:

Infiniti Visa Signature Card Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	3%
Late Payment Fee	up to $38

Does Infiniti Visa Signature Card report your account activity to credit bureaus?

Yes, Infiniti Visa Signature Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Infiniti Visa Signature Card

• Visit the Infiniti Visa Signature Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.