Last Updated: 07/28/2025
InvesTex CU MasterCard Platinum Credit Card
Unaffiliated
in Credit Cards from InvesTex Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Up to 13.9%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Up to 13.9%(Verified 06/21/2024)
Credit Score Range
500 - 850
Annual Fee
$0
InvesTex CU MasterCard Platinum Credit Card Review
This is a secured credit card issued by InvesTex Credit Union. If you're wondering whether InvesTex CU MasterCard Platinum Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of InvesTex CU MasterCard Platinum Credit Card
| The Good | The Bad |
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InvesTex CU MasterCard Platinum Credit Card FAQ
Does InvesTex CU MasterCard Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for InvesTex CU MasterCard Platinum Credit Card?
It has a fixed purchase APR of up to 13.9%. fixed balance transfer APR of up to 13.9%. InvesTex CU MasterCard Platinum Credit Card does not offer balance transfers. The card has a fixed cash advance APR of up to 13.9%.Does InvesTex CU MasterCard Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. InvesTex CU MasterCard Platinum Credit Card does not offer balance transfers.Does InvesTex CU MasterCard Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for InvesTex CU MasterCard Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $33 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does InvesTex CU MasterCard Platinum Credit Card have a foreign transaction fee?
InvesTex CU MasterCard Platinum Credit Card charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for InvesTex CU MasterCard Platinum Credit Card?
The customer service number for InvesTex CU MasterCard Platinum Credit Card is (281) 449-0109.
What is the support contact email for InvesTex CU MasterCard Platinum Credit Card?
The support contact email for InvesTex CU MasterCard Platinum Credit Card is info@investexcu.org.
What is the login page for InvesTex CU MasterCard Platinum Credit Card?
You can access the login page of InvesTex CU MasterCard Platinum Credit Card here.
How do people rate the customer service and user experience of InvesTex CU MasterCard Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does InvesTex CU MasterCard Platinum Credit Card report your account activity to credit bureaus?
Yes, InvesTex CU MasterCard Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does InvesTex Credit Union perform a hard credit pull?
Yes, InvesTex CU MasterCard Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for InvesTex CU MasterCard Platinum Credit Card
- Visit the website of InvesTex CU MasterCard Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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