iTHINK Financial Visa Platinum Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR | 8.90% - 18% |
| Balance Transfer APR | 8.90% - 18% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
iTHINK Financial Visa Platinum Credit Card Review
This is a credit card issued by iTHINK Financial Credit Union. If you're wondering whether iTHINK Financial Visa Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. iTHINK Financial Visa Platinum Credit Card has a variable purchase APR that ranges from 8.90% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
|
|
Does iTHINK Financial Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the iTHINK Financial Visa Platinum Credit Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for iTHINK Financial Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.iTHINK Financial Visa Platinum Credit Card has a variable purchase APR that ranges from 8.90% up to 18%. The card has a variable balance transfer APR that ranges from 8.90% up to 18%. It also has a variable cash advance APR that ranges from 8.90% up to 18%.
Does iTHINK Financial Visa Platinum Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 5.49-10.99% for a period of up to 3 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 5.49-10.99% |
| Balance Transfer Intro APR Period | 3 months |
| Balance Transfer APR | 8.90% - 18% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does iTHINK Financial Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for iTHINK Financial Visa Platinum Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $0 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does iTHINK Financial Visa Platinum Credit Card have a foreign transaction fee?
iTHINK Financial Visa Platinum Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for iTHINK Financial Visa Platinum Credit Card?
The support contact email for iTHINK Financial Visa Platinum Credit Card is serviceplus@ithinkfi.org.
What is the iTHINK Financial Visa Platinum Credit Card login page?
You can access the iTHINK Financial Visa Platinum Credit Card login page here.
How do people rate the customer service and user experience of iTHINK Financial Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does iTHINK Financial Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, iTHINK Financial Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for iTHINK Financial Visa Platinum Credit Card
- Visit the iTHINK Financial Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1000 NW 17th Ave
Delray Beach, FL 33445 USA - Visit Site
- Email Support
About iTHINK Financial Visa Platinum Credit Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $0 |
| Foreign Currency Transaction Fee | 2% |
| Minimum Interest Charge | $0.50 |
| Late Fee Amount | Up to $35 |
Be the first to rate
Would you recommend iTHINK Financial Visa Platinum Credit Card to your friends?
Other Credit Cards
- Advantis Credit Union Visa Platinum Credit Card
- Barnes and Noble Mastercard
- Gulf Winds Credit Union Visa Platinum Credit Card
- InTouch CU Platinum Mastercard Credit Card
- Mayo Employees Federal Credit Union Visa Classic
- MidFirst Bank Rewards Card
- Mountain View Bank of Commerce Credit Card
- NIH Federal Credit Union Visa Platinum Credit Card
- NIH Federal Credit Union Visa Platinum Secured Credit Card
- Palais Royal Credit Card
- Partners FCU Visa Platinum Rewards Credit Card
- TD Double Up Credit Card
