Jax FCU CURewards Visa Credit Card
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| Purchase APR (Variable APR) |
9.9% - 18% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
9.9% - 18% (Verified 08/04/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Jax FCU CURewards Visa Credit Card Review
This is a rewards card issued by Jax Federal Credit Union. If you're wondering whether Jax FCU CURewards Visa Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Jax FCU CURewards Visa Credit Card has a variable purchase APR that ranges from 9.9% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Jax FCU CURewards Visa Credit Card
| The Good | The Bad |
|---|---|
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Jax FCU CURewards Visa Credit Card FAQ
Does Jax FCU CURewards Visa Credit Card have a cash back or rewards program?
Jax FCU CURewards Visa Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 10000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Jax FCU CURewards Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Jax FCU CURewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Jax FCU CURewards Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Jax FCU CURewards Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Jax FCU CURewards Visa Credit Card has a variable purchase APR that ranges from 9.9% up to 18%. The card has a variable balance transfer APR that ranges from 9.9% up to 18%. It also has a variable cash advance APR that ranges from 9.9% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Jax FCU CURewards Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2%
| Description | |
|---|---|
| Balance Transfer Introductory APR | 2% |
| Balance Transfer APR | 9.9% - 18% |
| Balance Transfer Fee Minimum | $10 |
Does Jax FCU CURewards Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Jax FCU CURewards Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | Starting at $ up to $25 |
| Late Payment Fee | Starting at up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Jax FCU CURewards Visa Credit Card have a foreign transaction fee?
Jax FCU CURewards Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Jax FCU CURewards Visa Credit Card?
The Jax FCU CURewards Visa Credit Card customer service number is (800) 443-2664.
What is the support contact email for Jax FCU CURewards Visa Credit Card?
The support contact email for Jax FCU CURewards Visa Credit Card is answers@jaxfcu.org.
What is the Jax FCU CURewards Visa Credit Card login page?
You can access the Jax FCU CURewards Visa Credit Card login page here.
How do people rate the customer service and user experience of Jax FCU CURewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Jax FCU CURewards Visa Credit Card report your account activity to credit bureaus?
Yes, Jax FCU CURewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Jax FCU CURewards Visa Credit Card
- Visit the Jax FCU CURewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
562 Park St.
Jacksonville, FL 32204 USA - (800) 443-2664
- Visit Site
- Email Support
About Jax FCU CURewards Visa Credit Card
Other Credit Cards by Jax Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 2% |
| Minimum Cash Advance Fee ($) | $10 - $75 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Paper Statement Fee | $1 |
| Additional Card Fee Amount | $20 |
| Late Fee Amount | Up to $25 |
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