Last Updated: 07/28/2025
Langley Federal Credit Union Platinum Select Visa
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Langley Federal Credit Union Platinum Select Visa Review
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Langley Federal Credit Union Platinum Select Visa has a variable regular purchase APR that ranges from 7% up to 15%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Langley Federal Credit Union Platinum Select Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Langley Federal Credit Union Platinum Select Visa
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Langley Federal Credit Union Platinum Select Visa FAQ
Does Langley Federal Credit Union Platinum Select Visa have a cash back or rewards program?
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