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Last Updated: 07/28/2025

Langley Federal Credit Union Platinum Essential Visa

in Credit Cards from Langley Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Langley Federal Credit Union logo
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Highlights

Purchase APR (Variable APR)

Starting at 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

Starting at 18%(Verified 06/21/2024)
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Credit Score Range

600 - 850

Annual Fee

Up to $25

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Langley Federal Credit Union Platinum Essential Visa Review

This is a card issued by Langley Federal Credit Union. If you're wondering whether Langley Federal Credit Union Platinum Essential Visa is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 18%
  • A 3% balance transfer fee. Langley Federal Credit Union Platinum Essential Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Langley Federal Credit Union Platinum Essential Visa

Langley Federal Credit Union Platinum Essential Visa FAQ

Does Langley Federal Credit Union Platinum Essential Visa have a cash back or rewards program?

No, it does not offer a rewards program.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12644 Jefferson Avenue Newport News, VA 23602
Newport News, VA 23602
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Hours of Operation

Sunday
Closed
Monday
6:00AM - 2:00AM
Tuesday
6:00AM - 2:00AM
Wednesday
6:00AM - 2:00AM
Thursday
6:00AM - 3:00AM
Friday
6:00AM - 3:00AM
Saturday
6:00AM - 12:00PM

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