Last Updated: 07/28/2025
Langley Federal Credit Union Platinum Quint Visa
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9% - 17%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
9% - 17%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
Starting at $0
Langley Federal Credit Union Platinum Quint Visa Review
This is a cashback credit card issued by Langley Federal Credit Union. If you're wondering whether Langley Federal Credit Union Platinum Quint Visa is the right card for you, read on.
Key Takeaways
- APRs: Langley Federal Credit Union Platinum Quint Visa has a variable regular purchase APR that ranges from 9% up to 17%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Langley Federal Credit Union Platinum Quint Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Langley Federal Credit Union Platinum Quint Visa
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Langley Federal Credit Union Platinum Quint Visa FAQ
Does Langley Federal Credit Union Platinum Quint Visa have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Langley Federal Credit Union Platinum Quint Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Langley Federal Credit Union Platinum Quint Visa has a variable purchase APR that ranges from 9% up to 17%. The card has a variable balance transfer APR that ranges from 9% up to 17%. It also has a variable cash advance APR that ranges from 9% up to 17%.
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Langley Federal Credit Union Platinum Quint Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Langley Federal Credit Union Platinum Quint Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Langley Federal Credit Union Platinum Quint Visa?
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| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee as low as $0.
Does Langley Federal Credit Union Platinum Quint Visa have a foreign transaction fee?
Langley Federal Credit Union Platinum Quint Visa charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Langley Federal Credit Union Platinum Quint Visa?
The customer service number for Langley Federal Credit Union Platinum Quint Visa is (757) 827-5328.
What is the support contact email for Langley Federal Credit Union Platinum Quint Visa?
The support contact email for Langley Federal Credit Union Platinum Quint Visa is memberservices@langleyfcu.org.
What is the login page for Langley Federal Credit Union Platinum Quint Visa?
You can access the login page of Langley Federal Credit Union Platinum Quint Visa here.
How do people rate the customer service and user experience of Langley Federal Credit Union Platinum Quint Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Langley Federal Credit Union Platinum Quint Visa report your account activity to credit bureaus?
Yes, Langley Federal Credit Union Platinum Quint Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Langley Federal Credit Union perform a hard credit pull?
Yes, Langley Federal Credit Union Platinum Quint Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Langley Federal Credit Union Platinum Quint Visa
- Visit the website of Langley Federal Credit Union Platinum Quint Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
6:00AM - 2:00AM
Tuesday
6:00AM - 2:00AM
Wednesday
6:00AM - 2:00AM
Thursday
6:00AM - 3:00AM
Friday
6:00AM - 3:00AM
Saturday
6:00AM - 12:00PM