Last Updated: 07/28/2025
Marine Federal Credit Union VISA Platinum Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.24% - 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
9.24% - 18%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Marine Federal Credit Union VISA Platinum Rewards Review
This is a rewards card issued by Marine Federal Credit Union. If you're wondering whether Marine Federal Credit Union VISA Platinum Rewards is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Marine Federal Credit Union VISA Platinum Rewards has a variable regular purchase APR that ranges from 9.24% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Marine Federal Credit Union VISA Platinum Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2.8% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Marine Federal Credit Union VISA Platinum Rewards
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Marine Federal Credit Union VISA Platinum Rewards FAQ
Does Marine Federal Credit Union VISA Platinum Rewards have a cash back or rewards program?
Marine Federal Credit Union VISA Platinum Rewards is a rewards card.
| Description |
Does Marine Federal Credit Union VISA Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Marine Federal Credit Union VISA Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Marine Federal Credit Union VISA Platinum Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Marine Federal Credit Union VISA Platinum Rewards has a variable purchase APR that ranges from 9.24% up to 18%. The card has a variable balance transfer APR that ranges from 9.24% up to 18%. It also has a variable cash advance APR starting at 11.24% .
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Marine Federal Credit Union VISA Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Marine Federal Credit Union VISA Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Marine Federal Credit Union VISA Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2.8% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $27 - $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $35 . Does Marine Federal Credit Union VISA Platinum Rewards have a foreign transaction fee?
Marine Federal Credit Union VISA Platinum Rewards charges a foreign transaction fee of up to 2.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $56. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Marine Federal Credit Union VISA Platinum Rewards?
The customer service number for Marine Federal Credit Union VISA Platinum Rewards is (800) 225-3967.
What is the support contact email for Marine Federal Credit Union VISA Platinum Rewards?
The support contact email for Marine Federal Credit Union VISA Platinum Rewards is marinefederal@marinefederal.org.
What is the login page for Marine Federal Credit Union VISA Platinum Rewards?
You can access the login page of Marine Federal Credit Union VISA Platinum Rewards here.
How do people rate the customer service and user experience of Marine Federal Credit Union VISA Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Marine Federal Credit Union VISA Platinum Rewards report your account activity to credit bureaus?
Yes, Marine Federal Credit Union VISA Platinum Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Marine Federal Credit Union perform a hard credit pull?
Yes, Marine Federal Credit Union VISA Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Marine Federal Credit Union VISA Platinum Rewards
- Visit the website of Marine Federal Credit Union VISA Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday
Closed
Monday
6:00AM - 2:00AM
Tuesday
6:00AM - 2:00AM
Wednesday
6:00AM - 2:00AM
Thursday
6:00AM - 2:00AM
Friday
6:00AM - 2:00AM
Saturday
Closed