
Marine Federal Credit Union VISA Signature Card
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Purchase APR (Variable APR) |
12.24% - 18% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
12.24% - 18% (Verified 08/04/2023) |
Credit Score Range | 680 - 850 |
Annual Fee | $0 |
Marine Federal Credit Union VISA Signature Card Review
This is a rewards card issued by Marine Federal Credit Union. If you're wondering whether Marine Federal Credit Union VISA Signature Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 15000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Marine Federal Credit Union VISA Signature Card has a variable purchase APR that ranges from 12.24% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Marine Federal Credit Union VISA Signature Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.8% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Marine Federal Credit Union VISA Signature Card
The Good | The Bad |
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Marine Federal Credit Union VISA Signature Card FAQ
Does Marine Federal Credit Union VISA Signature Card have a cash back or rewards program?
Marine Federal Credit Union VISA Signature Card is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 15000 |
Signup Bonus Spend Requirement | $5000 |
Signup Bonus Spend Period (months) | 3 months |
Does Marine Federal Credit Union VISA Signature Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.Does Marine Federal Credit Union VISA Signature Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Marine Federal Credit Union VISA Signature Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Marine Federal Credit Union VISA Signature Card has a variable purchase APR that ranges from 12.24% up to 18%. The card has a variable balance transfer APR that ranges from 12.24% up to 18%. It also has a variable cash advance APR starting at 14.24% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Marine Federal Credit Union VISA Signature Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Marine Federal Credit Union VISA Signature Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Marine Federal Credit Union VISA Signature Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $ |
Initial Program Fee | $ |
Foreign Transaction Fee | 2.8% |
Returned Payment Fee | Starting at $ up to $25 |
Late Payment Fee | Starting at $27 up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Marine Federal Credit Union VISA Signature Card have a foreign transaction fee?
Marine Federal Credit Union VISA Signature Card charges a foreign transaction fee of 2.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $56. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Marine Federal Credit Union VISA Signature Card?
The Marine Federal Credit Union VISA Signature Card customer service number is (800) 225-3967.
What is the support contact email for Marine Federal Credit Union VISA Signature Card?
The support contact email for Marine Federal Credit Union VISA Signature Card is marinefederal@marinefederal.org.
What is the Marine Federal Credit Union VISA Signature Card login page?
You can access the Marine Federal Credit Union VISA Signature Card login page here.
How do people rate the customer service and user experience of Marine Federal Credit Union VISA Signature Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Marine Federal Credit Union VISA Signature Card report your account activity to credit bureaus?
Yes, Marine Federal Credit Union VISA Signature Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Marine Federal Credit Union VISA Signature Card
- Visit the Marine Federal Credit Union VISA Signature Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
4180 Western Blvd, Jacksonville, North Carolina US
Jacksonville, NC 28546 USA - (800) 225-3967
- Visit Site
- Email Support
About Marine Federal Credit Union VISA Signature Card
Other Credit Cards by Marine Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 2.8% |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $25 |
Paper Statement Fee | $5 |
Late Fee Amount | $27 - $35 |
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