Marine Federal Credit Union VISA Signature Card

Marine Federal Credit Union VISA Signature Card Review

This is a rewards card issued by Marine Federal Credit Union. If you're wondering whether Marine Federal Credit Union VISA Signature Card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 15000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Marine Federal Credit Union VISA Signature Card has a variable purchase APR that ranges from 12.24% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Marine Federal Credit Union VISA Signature Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.8% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of Marine Federal Credit Union VISA Signature Card

Marine Federal Credit Union VISA Signature Card FAQ

Does Marine Federal Credit Union VISA Signature Card have a cash back or rewards program?

Marine Federal Credit Union VISA Signature Card is a rewards card.

What are the relevant APRs for Marine Federal Credit Union VISA Signature Card?

Marine Federal Credit Union VISA Signature Card has a variable purchase APR that ranges from 12.24% up to 18%. The card has a variable balance transfer APR that ranges from 12.24% up to 18%. It also has a variable cash advance APR starting at 14.24% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Marine Federal Credit Union VISA Signature Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Marine Federal Credit Union VISA Signature Card report your account activity to credit bureaus?

Yes, Marine Federal Credit Union VISA Signature Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marine Federal Credit Union VISA Signature Card

• Visit the Marine Federal Credit Union VISA Signature Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.