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  Marine Federal Credit Union VISA Signature Card

Marine Federal Credit Union VISA Signature Card

in Personal Credit Cards from Marine Federal Credit Union

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Marine Federal Credit Union VISA Signature Card

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in Personal Credit Cards from Marine Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 12.24% - 18%
Balance Transfer APR  (Variable APR) 12.24% - 18%
Credit Score Range 680 - 850
Annual Fee $0

Marine Federal Credit Union VISA Signature Card Review

This is a rewards credit card issued by Marine Federal Credit Union. If you're wondering whether Marine Federal Credit Union VISA Signature Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 15000 points after spending $5,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Marine Federal Credit Union VISA Signature Card has a variable purchase APR that ranges from 12.24% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Marine Federal Credit Union VISA Signature Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.8% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Marine Federal Credit Union VISA Signature Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Marine Federal Credit Union VISA Signature Card is accepted.
  • Marine Federal Credit Union VISA Signature Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 2.8%.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Marine Federal Credit Union VISA Signature Card FAQ

Does Marine Federal Credit Union VISA Signature Card have a cash back or rewards program?

Marine Federal Credit Union VISA Signature Card is a rewards card.

Marine Federal Credit Union VISA Signature Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 15000
Signup Bonus Spend Requirement $5000
Signup Bonus Spend Period (months) 3 months

Does Marine Federal Credit Union VISA Signature Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does Marine Federal Credit Union VISA Signature Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Marine Federal Credit Union VISA Signature Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 12.24% up to 18%. The card has a variable balance transfer APR that ranges from 12.24% up to 18%. It also has a variable cash advance APR starting at 14.24% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Marine Federal Credit Union VISA Signature Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Marine Federal Credit Union VISA Signature Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Marine Federal Credit Union VISA Signature Card?

The following fees apply:

Marine Federal Credit Union VISA Signature Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2.8%
Returned Payment Fee up to $25
Late Payment Fee $27 - $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Marine Federal Credit Union VISA Signature Card have a foreign transaction fee?

Marine Federal Credit Union VISA Signature Card charges a foreign transaction fee of 2.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $56. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Marine Federal Credit Union VISA Signature Card?

The Marine Federal Credit Union VISA Signature Card customer service number is (800) 225-3967.

Does Marine Federal Credit Union VISA Signature Card report your account activity to credit bureaus?

Yes, Marine Federal Credit Union VISA Signature Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marine Federal Credit Union VISA Signature Card

  • Visit the Marine Federal Credit Union VISA Signature Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 2:00am
  • Tuesday 6:00am - 2:00am
  • Wednesday 6:00am - 2:00am
  • Thursday 6:00am - 2:00am
  • Friday 6:00am - 2:00am
  • Saturday Closed

About Marine Federal Credit Union VISA Signature Card

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View all personal credit cards offered by Marine Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 2.8%
Returned Payment Fee Up to $25
Paper Statement Fee $5
Late Fee Amount $27 - $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories
  • Travel
  • Groceries
  • Every Purchase
Signup Bonus (points) 15,000
Cash Advance APR (Variable APR) Starting at 14.24%
Balance Computation Average Daily Balance (including new purchases)
Penalty APR (Variable APR) 18%
Purchase APR (Variable APR) 12.24% - 18%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer APR (Variable APR) 12.24% - 18%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Visa

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