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  Marine Federal Credit Union VISA Value

Marine Federal Credit Union VISA Value

in Personal Credit Cards from Marine Federal Credit Union

Unaffiliated

Marine Federal Credit Union VISA Value

Unaffiliated

in Personal Credit Cards from Marine Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 8.24% - 18%
Balance Transfer APR  (Variable APR) 8.24% - 18%
Credit Score Range 670 - 750
Annual Fee $0

Marine Federal Credit Union VISA Value Review

This is a credit card issued by Marine Federal Credit Union. If you're wondering whether Marine Federal Credit Union VISA Value is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Marine Federal Credit Union VISA Value has a variable purchase APR that ranges from 8.24% up to 18%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Marine Federal Credit Union VISA Value charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.8% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Marine Federal Credit Union VISA Value
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Marine Federal Credit Union VISA Value reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2.8%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Marine Federal Credit Union VISA Value FAQ

Does Marine Federal Credit Union VISA Value have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Marine Federal Credit Union VISA Value?

Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.

Does Marine Federal Credit Union VISA Value have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Marine Federal Credit Union VISA Value have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Marine Federal Credit Union VISA Value?

The following fees apply:

Marine Federal Credit Union VISA Value Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2.8%
Returned Payment Fee up to $25
Late Payment Fee $27 - $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Marine Federal Credit Union VISA Value have a foreign transaction fee?

Marine Federal Credit Union VISA Value charges a foreign transaction fee of 2.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $56. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Marine Federal Credit Union VISA Value?

The Marine Federal Credit Union VISA Value customer service number is (800) 225-3967.

Does Marine Federal Credit Union VISA Value report your account activity to credit bureaus?

Yes, Marine Federal Credit Union VISA Value reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marine Federal Credit Union VISA Value

  • Visit the Marine Federal Credit Union VISA Value website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 2:00am
  • Tuesday 6:00am - 2:00am
  • Wednesday 6:00am - 2:00am
  • Thursday 6:00am - 2:00am
  • Friday 6:00am - 2:00am
  • Saturday Closed

About Marine Federal Credit Union VISA Value

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View all personal credit cards offered by Marine Federal Credit Union
View Marine Federal Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 2.8%
Returned Payment Fee Up to $25
Paper Statement Fee $5
Late Fee Amount $27 - $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 750
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Does Not Disclose Rates
Cash Advance APR (Variable APR) Starting at 10.24%
Balance Computation Average Daily Balance (including new purchases)
Penalty APR (Variable APR) 18%
Purchase APR (Variable APR) 8.24% - 18%
Balance Transfer Fee % After Intro Period Starting at 3%
Balance Transfer APR (Variable APR) 8.24% - 18%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Low Interest
Card Network Visa

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